Ludlow Eviction Risk: High , Yonkers

This is renter territory: 97% of occupied units are tenant-occupied. What pushes it up most is eviction-process difficulty at 9/10.

On the softer side, economic stress reads 1/10. Disability prevalence runs 14.5% against 31.5% nationally. Against Westchester County at 47.2%, 37% of renters here are cost-burdened.

On the high side, rent-regulation exposure reads 8.5/10. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Food insecurity runs 8.5% against 17.8% nationally. Against the Westchester County average of 7.8, this tract reads riskier for landlords by 0.6 points. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lower Westchester Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 93% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.5/10, which tracks how hard a shock lands on the households already here.

Of its three components the socioeconomic standing measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.