Virginia Manor Eviction Risk: Moderate , Charlotte

The poverty rate is 46%, which in this model reads as reduced rent-recovery odds after a judgment. Adults with no health insurance runs 35.2% against 11.3% nationally. This is renter territory: 94% of occupied units are tenant-occupied.

Running hot, court filing pressure reads 9.5/10. The severe-burden share is 26%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Cost burden runs 58% here against 45.3% across Mecklenburg County. Annualized rent equals 37% of average household income of $36,727, past the 30% affordability line, which thins the margin any screening standard has to work with.

Inability to pay a utility bill runs 27.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $1,140, 29% below the Charlotte average. Running cool, supply constraint reads 1.3/10.

It sits 1.4 points above the Mecklenburg County average of 4.0. Court records carry 1,787 eviction filings across 4 observed years.

The worst year on record was 2005, when 110.1% of renter households were served. In a typical year about 56.0% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.