Virginia Manor Eviction Risk: Moderate , Charlotte

What pushes it up most is court filing pressure at 9.5/10. The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Annualized rent equals 35% of average household income of $41,773, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, rent-regulation exposure reads 1.5/10. Running cool, supply constraint reads 1.6/10.

SNAP participation runs 29.6% against 15.2% nationally. At $1,202 a month, rents run 25% under what the rest of Charlotte commands. It sits 1.4 points above the Mecklenburg County average of 4.0.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Princeton's Eviction Lab logged 685 filings here across 4 tracked years. Inability to pay a utility bill runs 17.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2005, when 73.4% of renter households were served. In a typical year about 38.1% of renter households face a filing.

That is riskier than roughly 70% of the 84,120 US census tracts in this model.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.