Neighborhood · Ranked #15,522 of 84,120 nationally
Bancroft Hills Eviction Risk: Moderate , Toledo
Tract 39095002401 ·
Lucas County, OH · pop 4,296 · neighborhood within 0.2 mi
Census tract 39095002401 belongs to the Bancroft Hills area of Toledo, Ohio. It is home to 4,296 residents and scores 6.3/10, an elevated reading for landlords. That is riskier than about 82% of US census tracts.
About 59% of renters carry a rent burden of 30% of income or higher, a severe level, and 31% are severely burdened at 50% or more. Average rent runs $940 a month against an average household income of $43,571 a year, roughly 26% of income at the averages. Renters make up 62% of occupied homes, a renter-majority tract.
Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%Stable renters 26%Owners 37%
Tract context
Occupied units1,440
Renter share62.4%
SVI overall0.75
Poverty rate36.0%
Median income$43,571
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Bancroft Hills
Moderate
Within parent city
80th percentile
#25 of 121 tracts In Toledo
High
Within county
87th percentile
#23 of 168 tracts In Lucas County
High
Within state
91th percentile
#294 of 3,162 tracts In Ohio
Very High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6582, -83.5980 · click any tract to drill in
Why Bancroft Hills scores 5.7
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
36.0% poverty · this tract
9.0
Supply constraint
$940 rent vs county FMR
3.9
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Bancroft Hills compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 75
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
85%Socioeconomic
11%Household composition
71%Racial/ethnic minority
86%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
49%Grade A
12%Grade B
0%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
580Total filings over 15 yrs
4.88%Avg annual filing rate
8.7%Peak (2018)
74Filings in 2018 (latest validated)
Filings by year2003 to 2018
Filings climbed 363% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
21.3%Housing insecurity
17.0%Utility-shutoff threat
28.6%Food insecurity
26.9%SNAP enrollment
15.9%Transit barriers
11.0%No health insurance
22.6%Frequent mental distress
35.8%Any disability
Analysis
What drives eviction risk in Bancroft Hills
What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is White and Black and ranks around the 75th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 21.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 17.0% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39095002401
Q1
What is the eviction-risk score for census tract 39095002401?
Census tract 39095002401 in the Bancroft Hills neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095002401?
Median gross rent is $940/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095002401?
36.0% of residents in tract 39095002401 live below the federal poverty line (ACS B17001, 2023). Population: 4,296.
Q4
How socially vulnerable is tract 39095002401?
CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 85th, household 11th, minority 71th, housing 86th.
Q5
Is tract 39095002401 considered part of Bancroft Hills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095002401 fall within Bancroft Hills (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095002401?
Princeton Eviction Lab recorded 580 eviction filings across 15 validated years in tract 39095002401 (2000-2018). The average annual filing rate is 4.88% of renter households, peaking at 8.7% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095002401 struggle to pay rent?
About 21.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095002401 compare to Toledo overall?
Tract 39095002401 scores 5.7/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095002401 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.