Heather Downs Eviction Risk: Moderate , Toledo

The poverty rate is 45%, which in this model reads as reduced rent-recovery odds after a judgment. SNAP participation runs 34.8% against 15.2% nationally. 81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, court filing pressure reads 8.9/10. Annualized rent equals 35% of average household income of $24,647, past the 30% affordability line, which thins the margin any screening standard has to work with. Food insecurity runs 33.6% against 17.8% nationally.

19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, rent-regulation exposure reads 1.5/10. It sits 1.2 points above the Lucas County average of 4.2.

Average gross rent is $723, 20% below the Toledo average. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.