Neighborhood · Ranked #14,316 of 84,120 nationally

United Eviction Risk: Moderate , Toledo

Tract 39095006801 · Lucas County, OH · pop 2,876 · neighborhood within 1.2 mi

In United in Toledo, census tract 39095006801 scores 5.7/10 for eviction risk. That is riskier than roughly 64% of the 84,120 US census tracts we score.

About 30% of renters carry a rent burden of 30% of income or higher, a high level, and 12% are severely burdened at 50% or more. Average rent runs $686 a month against an average household income of $35,352 a year, roughly 23% of income at the averages. Renters make up 83% of occupied homes, a renter-majority tract.

Risk score

5.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 25% Stable renters 58% Owners 17%

Tract context

Occupied units1,551

Renter share83.5%

SVI overall0.75

Poverty rate37.4%

Median income$35,352

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6267, -83.6167 · click any tract to drill in

Why United scores 5.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

37.4% poverty · this tract

9.3

Supply constraint

$686 rent vs county FMR

1.5

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How United compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 75

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
8%Household composition
55%Racial/ethnic minority
87%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
40%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within United. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

29.2%Housing insecurity
24.1%Utility-shutoff threat
39.1%Food insecurity
40.4%SNAP enrollment
21.0%Transit barriers
14.8%No health insurance
26.0%Frequent mental distress
41.4%Any disability

Analysis

What drives eviction risk in United

The score leans hardest on economic stress at 9.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 29.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 24.1% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095006801

What is the eviction-risk score for census tract 39095006801?

Census tract 39095006801 in the United neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095006801?

Median gross rent is $686/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.

What is the poverty rate in tract 39095006801?

37.4% of residents in tract 39095006801 live below the federal poverty line (ACS B17001, 2023). Population: 2,876.

How socially vulnerable is tract 39095006801?

CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 91th, household 8th, minority 55th, housing 87th.

Is tract 39095006801 considered part of United?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095006801 fall within United (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 39095006801 struggle to pay rent?

About 29.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 24.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095006801 compare to Toledo overall?

Tract 39095006801 scores 5.8/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095006801 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.