Dayton View Historic District Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1.5/10. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Food insecurity runs 32.7% against 17.8% nationally.

The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 7.7/10. Housing insecurity runs 26.1% against 14.2% nationally.

Against the Montgomery County average of 4.2, this tract reads riskier for landlords by 1.2 points. Well under the midpoint, state political climate reads 2.4/10.

12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Court records carry 962 eviction filings across 17 observed years. Filings peaked in 2004 at 12.2% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.