Dayton Eviction Risk: Moderate

Cost burden runs 59% here against 42.9% across Montgomery County. The dominant input is economic stress at 9.2/10. Annualized rent equals 40% of average household income of $26,554, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 37%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Inability to pay a utility bill runs 26.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Running cool, rent-regulation exposure reads 1.5/10. 70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

It sits 1.2 points above the Montgomery County average of 4.2. Running hot, court filing pressure reads 7.7/10. Princeton's Eviction Lab logged 841 filings here across 17 tracked years.

Filings peaked in 2010 at 14.9% of renter households.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.