McPherson Town Historic District Eviction Risk: Moderate , Dayton

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Dayton eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Montgomery County average of 5.4 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

The tract is White and Black and ranks around the 53rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 34% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.