McPherson Town Historic District Eviction Risk: Moderate

The severe-burden share is 33%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The clearest offset is rent-regulation exposure, at 1.5/10.

72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 21.5% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Well under the midpoint is supply constraint, at 1.6/10. Average gross rent is $705, 23% below the Dayton average of $918.

CDC survey data puts housing insecurity at 24.9% of adults, against 14.2% nationally. Filings are well documented here: 2,032 across 2 observed tracts. The worst year on record was 2008, when filings touched 11.7% of renter households.

Recent filings have not receded much: 9.0% in 2018 against a 11.7% peak. That places it #8 of 13 neighborhoods in Dayton.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.