Holmes-Foster Historic District Eviction Risk: High , State College

roughly three in four of renter households cross the 30%-of-income line, well clear of the Centre County average of 44.4%. Annualized rent equals 92% of average household income of $14,750, past the 30% affordability line, which thins the margin any screening standard has to work with.

It sits 3.5 points above the Centre County average of 4.5. What pushes it up most is economic stress at 10/10. The poverty rate is 75%, which in this model reads as reduced rent-recovery odds after a judgment.

On the high side, tenant-organizing strength reads 9.8/10. 96% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, housing-court posture reads 9.4/10. Average gross rent is $1,135, 11% below the State College average. That is riskier than roughly 91% of the 84,120 US census tracts in this model.

Social vulnerability reads 5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the PA average is 4.6, so this tract runs 3.4 points hotter.

Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.