Neighborhood · Ranked #19,562 of 84,120 nationally
Girard Estates Eviction Risk: Moderate , Philadelphia
Tract 42101003901 ·
Philadelphia County, PA · pop 5,813 · neighborhood within 0.6 mi
Census tract 42101003901 runs through Girard Estates in Philadelphia. With 5,813 residents, it scores 6.5/10 for landlords. That is riskier than about 86% of US census tracts.
Rent eats 30% or more of income for 40% of renter households, a high level, and 19% are severely burdened at 50% or more. Average gross rent is $1,213 monthly, set against $59,262 in average yearly household income, roughly 25% of income at the averages. Renters make up 55% of occupied homes, a renter-majority tract.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%Stable renters 33%Owners 45%
Tract context
Occupied units2,998
Renter share55.3%
SVI overall0.60
Poverty rate15.3%
Median income$59,262
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
33th percentile
#3 of 4 tracts In Girard Estates
Low
Within parent city
45th percentile
#226 of 408 tracts In Philadelphia
Moderate
Within county
44th percentile
#230 of 408 tracts In Philadelphia County
Moderate
Within state
80th percentile
#706 of 3,445 tracts In Pennsylvania
High
Geographic context
Risk heat across Philadelphia and the region
Centroid at 39.9238, -75.1733 · click any tract to drill in
Why Girard Estates scores 5.4
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
15.3% poverty · this tract
3.8
Supply constraint
$1,213 rent vs county FMR
1.7
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Girard Estates compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 60
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
75%Socioeconomic
26%Household composition
55%Racial/ethnic minority
51%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
91%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
206Total filings over 4 yrs
4.50%Avg annual filing rate
5.2%Peak (2011)
49Filings in 2016 (latest validated)
Filings by year2010 to 2016
Filings stayed roughly flat over the past 4 months.
Pandemic-era tracking (2020–2021)
121Total filings 2020-21
1.6Avg monthly (observed)
2.9Pre-pandemic baseline
0.54×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Girard Estates. Closest by Eviction Risk Score.
The heaviest input here is eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.54x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
The tract is racially mixed and ranks around the 60th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42101003901
Q1
What is the eviction-risk score for census tract 42101003901?
Census tract 42101003901 in the Girard Estates neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101003901?
Median gross rent is $1,213/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101003901?
15.3% of residents in tract 42101003901 live below the federal poverty line (ACS B17001, 2023). Population: 5,813.
Q4
How socially vulnerable is tract 42101003901?
CDC Social Vulnerability Index ranks this tract in the 60th percentile nationally. Sub-themes: socioeconomic 75th, household 26th, minority 55th, housing 51th.
Q5
Is tract 42101003901 considered part of Girard Estates?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101003901 fall within Girard Estates (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 42101003901?
Princeton Eviction Lab recorded 206 eviction filings across 4 validated years in tract 42101003901 (2000-2018). The average annual filing rate is 4.50% of renter households, peaking at 5.2% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 42101003901 drop during COVID?
Pandemic-era filings ran 0.54× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8
How does tract 42101003901 compare to Philadelphia overall?
Tract 42101003901 scores 5.4/10, right in line with the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 42101003901 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 91% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.