Neighborhood · Ranked #60,063 of 84,120 nationally

North Chattanooga Eviction Risk: Lower

Tract 47065000600 · Hamilton County, TN · pop 3,403 · neighborhood within 0.6 mi

Tract 47065000600, home to 3,403 residents in North Chattanooga in Chattanooga, scores 3.7/10 for landlord eviction risk. That is riskier than about 7% of US census tracts.

Rent eats 30% or more of income for 34% of renter households, a high level, and 12% are severely burdened at 50% or more. The typical renter pays about $1,353 a month while the average household earns $116,818 a year, roughly 14% of income at the averages. Renters make up 29% of occupied homes.

Risk score

2.9

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 10% Stable renters 19% Owners 71%

Tract context

Occupied units1,454

Renter share29.4%

SVI overall0.19

Poverty rate2.6%

Median income$116,818

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0636, -85.2992 · click any tract to drill in

Why North Chattanooga scores 2.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

2.6% poverty · this tract

1.0

Supply constraint

$1,353 rent vs county FMR

4.5

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How North Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 19

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

11%Socioeconomic
36%Household composition
24%Racial/ethnic minority
39%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
7%Grade B
40%Grade C
12%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Chattanooga. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in North Chattanooga

The score leans hardest on supply constraint at 4.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hamilton County average of 4.3 and below the Tennessee statewide average of 4.3. Within its own county it reads on the safer side for landlords.

Part of this tract, about 12% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 19th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 47065000600

What is the eviction-risk score for census tract 47065000600?

Census tract 47065000600 in the North Chattanooga neighborhood scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065000600?

Median gross rent is $1,353/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.

What is the poverty rate in tract 47065000600?

2.6% of residents in tract 47065000600 live below the federal poverty line (ACS B17001, 2023). Population: 3,403.

How socially vulnerable is tract 47065000600?

CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 11th, household 36th, minority 24th, housing 39th.

Is tract 47065000600 considered part of North Chattanooga?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065000600 fall within North Chattanooga (neighborhood centroid within 0.6 miles, OSM data).

How does tract 47065000600 compare to Chattanooga overall?

Tract 47065000600 scores 2.9/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065000600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 12% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.