North Chattanooga Eviction Risk: Lower

Running cool, economic stress reads 1/10. On the softer side, state political climate reads 1.9/10.

34% of renter households cross the 30%-of-income line, below the Hamilton County average of 40.3%. 12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

It sits 0.9 points below the Hamilton County average of 3.9. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 20th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 2.7/10.

Rent consumes only 14% of average household income of $116,818, an unusually wide affordability cushion. Statewide the TN average is 3.9, so this tract runs 0.9 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $1,353, close to the Chattanooga average.

29% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.