Neighborhood · Ranked #34,278 of 84,120 nationally

North Chattanooga Eviction Risk: Moderate

Tract 47065001600 · Hamilton County, TN · pop 2,714 · neighborhood within 1.4 mi

With a score of 4.9/10, tract 47065001600 in the North Chattanooga area of Chattanooga, TN reads moderate for landlord eviction risk. It is home to 2,714 residents. The score leans hardest on economic stress at 10/10.

Risk score

4.9

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 43% Stable renters 52% Owners 5%

Tract context

Occupied units1,835

Renter share95.0%

SVI overall0.91

Poverty rate42.7%

Median income$19,882

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0453, -85.3224 · click any tract to drill in

Why North Chattanooga scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

42.7% poverty · this tract

10.0

Supply constraint

$431 rent vs county FMR

1.0

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How North Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

86%Socioeconomic
94%Household composition
83%Racial/ethnic minority
74%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
8%Grade C
21%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Chattanooga. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in North Chattanooga

Average gross rent is $431, 66% below the Chattanooga average. The poverty rate is 43%, which in this model reads as reduced rent-recovery odds after a judgment.

95% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running cool, rent-regulation exposure reads 1/10.

Well under the midpoint, supply constraint reads 1/10. Disability prevalence runs 47.7% against 31.5% nationally.

The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 1.0 points above the Hamilton County average of 3.9.

Cost burden runs 45% here against 40.3% across Hamilton County. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 9.2/10, which tracks how hard a shock lands on the households already here. Statewide the TN average is 3.9, so this tract runs 1.0 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 47065001600

What is the eviction-risk score for census tract 47065001600?

Census tract 47065001600 in the North Chattanooga neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065001600?

Median gross rent is $431/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 47065001600?

42.7% of residents in tract 47065001600 live below the federal poverty line (ACS B17001, 2023). Population: 2,714.

How socially vulnerable is tract 47065001600?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 86th, household 94th, minority 83th, housing 74th.

Is tract 47065001600 considered part of North Chattanooga?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065001600 fall within North Chattanooga (neighborhood centroid within 1.4 miles, OSM data).

How does tract 47065001600 compare to Chattanooga overall?

Tract 47065001600 scores 4.9/10, higher than the parent city of Chattanooga at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065001600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 21% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.