Neighborhood · Ranked #31,159 of 84,120 nationally

North Chattanooga Eviction Risk: Moderate

Tract 47065003100 · Hamilton County, TN · pop 1,944 · neighborhood within 1.0 mi

With a score of 4.4/10, tract 47065003100 in the North Chattanooga area of Chattanooga ranks in the Moderate tier for landlord eviction risk. The tract is home to 1,944 residents. That is riskier than roughly 20% of the 84,120 US census tracts we score.

46% of renter households here spend at least 30% of income on rent, a severe level, and 31% are severely burdened at 50% or more. Average rent runs $1,481 a month against an average household income of $67,844 a year, roughly 26% of income at the averages. About 84% of occupied units are renter-occupied, a renter-majority tract.

Risk score

4.6

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 38% Stable renters 45% Owners 17%

Tract context

Occupied units1,257

Renter share83.6%

SVI overall0.39

Poverty rate14.4%

Median income$67,844

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0490, -85.3100 · click any tract to drill in

Why North Chattanooga scores 4.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

14.4% poverty · this tract

3.6

Supply constraint

$1,481 rent vs county FMR

5.4

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How North Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 39

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

56%Socioeconomic
1%Household composition
36%Racial/ethnic minority
82%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
7%Grade C
19%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Chattanooga. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in North Chattanooga

The score leans hardest on supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 39th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 19% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065003100

What is the eviction-risk score for census tract 47065003100?

Census tract 47065003100 in the North Chattanooga neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065003100?

Median gross rent is $1,481/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 47065003100?

14.4% of residents in tract 47065003100 live below the federal poverty line (ACS B17001, 2023). Population: 1,944.

How socially vulnerable is tract 47065003100?

CDC Social Vulnerability Index ranks this tract in the 39th percentile nationally. Sub-themes: socioeconomic 56th, household 1th, minority 36th, housing 82th.

Is tract 47065003100 considered part of North Chattanooga?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065003100 fall within North Chattanooga (neighborhood centroid within 1.0 miles, OSM data).

How does tract 47065003100 compare to Chattanooga overall?

Tract 47065003100 scores 4.6/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065003100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 19% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.