Chattanooga Eviction Risk: Moderate

Well under the midpoint, state political climate reads 1.9/10. Against Hamilton County at 40.3%, 48% of renters here are cost-burdened. On the softer side, supply constraint reads 2/10.

Severe burden reaches 14%. Those are renters paying half their income or more, and that is where non-payment filings originate. At $1,004 a month, rents run 20% under what the rest of Chattanooga commands.

Against the Hamilton County average of 3.9, this tract reads riskier for landlords by 0.7 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 53rd percentile of the 84,120 tracts scored. Social vulnerability reads 5.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Annual rent works out to 23% of average household income of $53,517. 40% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.