Neighborhood · Ranked #10,885 of 84,120 nationally

First Settlement Eviction Risk: Elevated , Madison

Tract 55025001706 · Dane County, WI · pop 3,271 · neighborhood within 0.1 mi

Tract 55025001706, home to 3,271 residents in First Settlement in Madison, scores 5.5/10 for landlord eviction risk. That is riskier than about 55% of US census tracts.

43% of renter households here spend at least 30% of income on rent, a severe level, and 25% are severely burdened at 50% or more. Average rent runs $1,269 a month against an average household income of $58,136 a year, roughly 26% of income at the averages. About 82% of occupied units are renter-occupied, a renter-majority tract.

Risk score

6.1

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 35% Stable renters 47% Owners 18%

Tract context

Occupied units2,084

Renter share81.5%

SVI overall0.31

Poverty rate28.4%

Median income$58,136

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Madison and the region

Centroid at 43.0757, -89.3821 · click any tract to drill in

Why First Settlement scores 6.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Madison

8.0

Regional political climate

2024 county presidential margin

7.6

State political climate

Wisconsin legislature & governorship

2.9

Economic stress

28.4% poverty · this tract

7.1

Supply constraint

$1,269 rent vs county FMR

3.6

Rent control risk

Inherited from Madison

3.5

Eviction process difficulty

State law sets the calendar

5.5

Tenant organizing strength

Inherited from Madison

7.0

Housing court bias

Inherited from Madison

5.5

How First Settlement compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 31

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

41%Socioeconomic
1%Household composition
26%Racial/ethnic minority
92%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
40%Grade C
5%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.2%Housing insecurity
6.0%Utility-shutoff threat
12.4%Food insecurity
12.7%SNAP enrollment
8.4%Transit barriers
7.6%No health insurance
18.3%Frequent mental distress
25.2%Any disability

Analysis

What drives eviction risk in First Settlement

The heaviest input here is economic stress at 7.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Madison eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Dane County average of 4.8 and above the Wisconsin statewide average of 4.6. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 5% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 31st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 55025001706

What is the eviction-risk score for census tract 55025001706?

Census tract 55025001706 in the First Settlement neighborhood scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 55025001706?

Median gross rent is $1,269/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.

What is the poverty rate in tract 55025001706?

28.4% of residents in tract 55025001706 live below the federal poverty line (ACS B17001, 2023). Population: 3,271.

How socially vulnerable is tract 55025001706?

CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 41th, household 1th, minority 26th, housing 92th.

Is tract 55025001706 considered part of First Settlement?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 55025001706 fall within First Settlement (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 55025001706 struggle to pay rent?

About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 55025001706 compare to Madison overall?

Tract 55025001706 scores 6.1/10, higher than the parent city of Madison at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Madison eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 55025001706 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Madison

Top eight tracts in Madison ranked by composite eviction-risk score.