In court-decided eviction outcomes for Rocky Top, TN, tenants prevail in roughly 15.9% of contested cases. A higher number means landlords face stronger tenant defenses, longer calendars, and more required documentation, and landlord-friendliness drops as this rises.
Timeline
36d
filing → judgment
From the moment an unlawful-detainer notice is filed in Rocky Top, TN until a money judgment is entered, a contested eviction takes about 36 days on average. Longer timelines mean more lost rent and higher carry costs for landlords.
Cost range
$1.0-3.1k
legal + lost rent
A typical eviction in Rocky Top, TN costs landlords $1,022 to $3,086 all-in, covering court filing fees, process-server costs, attorney time, and lost rent during the calendar between filing and possession.
Average rent
$690
26% stretched on rent
Average gross rent in Rocky Top, TN is $690 per month per the U.S. Census American Community Survey (5-year 2023). 26% of renter households here spend more than 30% of pre-tax income on rent, the federal cost-burden threshold.
Renters
68.3%
of households
68.3% of occupied housing units in Rocky Top, TN are renter-occupied (vs owner-occupied). A higher renter share usually correlates with more eviction filings, more turnover, and a more active rental market.
Poverty
43.5%
14.8% unemp.
43.5% of Rocky Top, TN residents live below the federal poverty line, and unemployment runs at 14.8%. Both feed into the economic-stress sub-score in our Eviction Risk Score model because rent payment problems track poverty + joblessness more reliably than any other single signal.
Time machine
Scrub 50 years
197619861996200620162026
2026
● LIVE · today◀ REPLAY · historical
Nine-axis profile
9-axis profile · today
Shape of the risk surface
1 landlord · 10 tenant
Sub-scores · with sparkline
Where the score comes from
1 → 10 scale
Local political climate
GOP margin +35.7% (2024)
4.1
Regional political climate
County-weighted neighbor mix
4.1
State political climate
Tennessee legislature & governorship
1.9
Economic stress
43.5% poverty · 14.8% unemp.
9.6
Supply constraint
$690 average · 68.3% renters
6.1
Rent Control risk
26.2% of income on rent
4.7
Eviction process difficulty
36 days filing → judgment
1.7
Tenant organizing strength
68.3% renters
9.8
Housing court bias
County bench composition
7.2
Geographic context
Risk heat across Rocky Top and the region
Click any city to see its score
How Rocky Top compares
Risk score vs. peers, county, state, and the U.S.
Rank in Anderson County
Very High
#1of 7 cities
#1 of 7 cities in Anderson County for landlord eviction risk.
Rank in Tennessee
Very High
#21of 501 cities
#21 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Score story
Six-stop tour of the risk profile
3.9
/ 10 · LOW
The verdict
A Low-tier market.
Composite 3.9/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.
50-yr trend+0.6 over 50 yr
197620012026
Steady ratchet · no large swings
36d
Typical timeline
The money
What renting (and evicting) looks like.
Rent published at $690/mo. A contested eviction takes 36 days and costs $1,022-$3,086 per case.
50-yr trendCalendar drag rising since '15
197620012026
Court-clerk data lands in the next release.
68.3%
Renters
The renters
Who you'll be renting to.
Out of 1,607 residents, 68.3% rent. 26% are spending 30%+ income on rent, 43.5% below the poverty line.
50-yr trendRenter share rising
197620012026
ACS 1970-present · once the migration overlay is in.
4.1
Local + regional
The politics
Mid-range climate. Not a coastal market.
Local & regional political climate score 4.1 and 4.1 (GOP margin +35.7% (2024)). State climate at 1.9, a mid-range statehouse.
50-yr trendTracks county vote margin
197620012026
Built on 50-yr presidential margins back to 1976.
1.9
State politics
The process
Moderate calendar, moderate friction.
State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 7.2, rent-control risk 4.7. Standard process speed for the state.
50-yr trendProcess difficulty +-3.3 since '00
197620012026
Court-clerk data lands in the next release.
9.6
Economic stress
The stress
Economic pressure is the real risk.
Economic stress: 9.6. Supply constraint: 6.1. The numbers behind those: 43.5% poverty, 14.8% unemployment, 26% of income on rent.
50-yr trendTwo visible dips · '08 + COVID
197620012026
Mirrors BLS unemployment series.
US eviction landscape · timeline × all-in cost
Rocky Top sits in the quick & cheap quadrant
Bubble size = population · color = risk score
Rocky Top · 36d · ~$2.1k all-in ($57/day) · score 3.9National average: 58d · $4.6k all-inHover any bubble for stats · click to openColor: 0-4 4-7 7-10
Landlording in Rocky Top, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.9/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.
Rocky Top is a city of 1,607 residents where 68.3% of occupied units are renter-occupied, and the typical renter spends 26.2% of income on rent. At an average rent of $690/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.
01Process
How Rocky Top eviction process actually works
Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Rocky Top closes 36 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.
The slow part of Rocky Top's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.
02Cost
What it costs (and how long it takes)
An all-in eviction in Rocky Top runs $1,022 to $3,086 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.
For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 36 days of typical timeline and $690/month in lost rent, that crossover happens fast here.
03Operations
Security deposits, screening, and lease terms
Tenant organizing strength scores 9.8/10 in Rocky Top, and the city has limited rent control exposure (4.7/10). Operations practice that survives audit in this environment looks like:
Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy
What an everyday landlord should actually do here
If you own one to four units in Rocky Top: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.
The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,086 all-in fight is the realistic worst case.
04bPractical traps
Local traps to avoid in Rocky Top
Trap · PRACTICAL TRAP
Cost-versus-timeline trade-off: at 36 days and roughly $3,086 on the high end, cash-for-keys at $1,234 to $1,851 typically beats the legal route for non-aggravated cases. Default judgment frequency is high under T.C.A. 66-28 URLTA.
05FAQ
Frequently asked questions
Q1
What's the best way to handle a tenant who keeps paying late but eventually pays?
Consistency is key. If your lease allows it, charge late fees every single time. If it becomes a pattern, and you've documented the late payments, you might consider a 30-day no-cause termination notice if they are on a month-to-month lease, or not renewing a fixed-term lease. Don't let late payments become the norm.
Q2
Can I turn off utilities if a tenant isn't paying rent?
Absolutely not. This is illegal in Tennessee and can lead to severe penalties. You could face fines and be sued by the tenant. Always follow the legal eviction process.
Q3
How do I deal with a tenant who is damaging the property?
If the damage is significant and violates the lease, you can issue a notice to cure or quit, giving them a reasonable time to fix the issue. If they don't, you can proceed with an eviction based on lease violation. Document all damage with photos and dates.
Q4
Do I need a lawyer for every eviction in Rocky Top?
Not necessarily for straightforward cases where the tenant doesn't contest. However, if the tenant hires an attorney, claims defenses, or if you feel unsure about the legal process, hiring a lawyer is a smart investment. It can prevent costly mistakes and ensure you comply with all laws.
Q5
What if a tenant abandons the property?
If you have clear evidence of abandonment (e.g., utilities disconnected, no belongings, tenant communication indicating they've left), you can typically regain possession without a formal eviction. However, be cautious and document everything. If there's any doubt, follow the eviction process to avoid potential legal issues.
Q6
Are there any specific tenant protections in Anderson County I should know about?
While Tennessee has the Uniform Residential Landlord and Tenant Act (T.C.A. § 66-28) which applies statewide, Anderson County does not have additional specific tenant protections beyond state law. Always check for any local ordinances, but generally, state law governs. For a broader view of tenant protections, see our Tennessee tenant protections guide.
A 3.9/10 places Rocky Top in the 96th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.
Cities with similar eviction risk to Rocky Top (3.9/10)
Same risk band nationally · click any city for its full breakdown.
