Skip to content
Lookout Mountain, Tennessee eviction risk overview
City brief · 2,111 residents

Lookout Mountain, TN Eviction Risk: VERY LOW

Hamilton County · Population 2,111

In 2026
Risk score
1.9
VERY LOW

19th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average2.5 Now1.9
3.3 1.9 1976 · score 3.2 1977 · score 3.2 1978 · score 3.2 1979 · score 3.2 1980 · score 3.3 1981 · score 3.3 1982 · score 3.3 1983 · score 3.2 1984 · score 3.0 1985 · score 2.9 1986 · score 2.8 1987 · score 2.7 1988 · score 2.6 1989 · score 2.1 1990 · score 2.1 1991 · score 2.1 1992 · score 2.7 1993 · score 2.7 1994 · score 2.7 1995 · score 2.7 1996 · score 2.7 1997 · score 2.7 1998 · score 2.7 1999 · score 2.7 2000 · score 2.6 2001 · score 2.6 2002 · score 2.6 2003 · score 2.5 2004 · score 2.4 2005 · score 2.3 2006 · score 2.3 2007 · score 2.2 2008 · score 2.2 2009 · score 2.4 2010 · score 2.5 2011 · score 2.4 2012 · score 2.3 2013 · score 2.2 2014 · score 2.1 2015 · score 2.1 2016 · score 2.0 2017 · score 1.9 2018 · score 1.9 2019 · score 1.9 2020 · score 2.8 2021 · score 3.0 2022 · score 2.1 2023 · score 2.2 2024 · score 2.0 2025 · score 2.0 2026 · score 1.9

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.1 Regional 5.1 State 1.9 Economic 2.6 Supply 5.3 Rent Control 2.6 Eviction 2.2 Tenant 2.4 Housing 2.4 1.9 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +13.1% (2024)
    5.1
  2. Regional political climate
    County-weighted neighbor mix
    5.1
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    2.0% poverty · 0.6% unemp.
    2.6
  5. Supply constraint
    $1,428 average · 5.5% renters
    5.3
  6. Rent Control risk
    20.9% of income on rent
    2.6
  7. Eviction process difficulty
    35 days filing → judgment
    2.2
  8. Tenant organizing strength
    5.5% renters
    2.4
  9. Housing court bias
    County bench composition
    2.4
Geographic context

Risk heat across Lookout Mountain and the region

Click any city to see its score

How Lookout Mountain compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hamilton County
Very Low
#15 of 18 cities
Rank in county, 18th percentileLowHigh
#15 of 18 cities in Hamilton County for landlord eviction risk.
Rank in Tennessee
Very Low
#430 of 501 cities
Rank in state, 14th percentileLowHigh
#430 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Lookout Mountain risk score vs. county / state / U.S.Lookout Mountain: 1.91.9Lookout MountainThis cityCounty: 2.42.4Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 1.9
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 1.9/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-1.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 35d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,428/mo. A contested eviction takes 35 days and costs $949–$2,938 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 5.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 2,111 residents, 5.5% rent. 21% are spending 30%+ income on rent, 2.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.1 and 5.1 (GOP margin +13.1% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.2, housing court bias 2.4, rent-control risk 2.6. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 2.6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 2.6. Supply constraint: 5.3. The numbers behind those: 2.0% poverty, 0.6% unemployment, 21% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Lookout Mountain sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.5 Chattanooga Nashville, TN · 37d · ~$2.1k all-in ($57/day) · score 2.5 Nashville Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.3 Knoxville Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.4 Clarksville Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2.4 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.9 Franklin Johnson City, TN · 31d · ~$2.0k all-in ($63/day) · score 2.3 Johnson City Jackson, TN · 31d · ~$2.2k all-in ($71/day) · score 2.8 Jackson Hendersonville, TN · 36d · ~$2.0k all-in ($54/day) · score 2.2 Hendersonville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Lookout Mountain
Lookout Mountain · 35d · ~$1.9k all-in ($56/day) · score 1.9 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Lookout Mountain, TN

Landlording in Lookout Mountain, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 1.9/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Lookout Mountain is a city of 2,111 residents where 5.5% of occupied units are renter-occupied, and the typical renter spends 20.9% of income on rent. At an average rent of $1,428/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Lookout Mountain eviction process actually works

Eviction process difficulty here reads 2.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Lookout Mountain closes 35 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Lookout Mountain's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Lookout Mountain runs $949 to $2,938 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 35 days of typical timeline and $1,428/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.4/10 in Lookout Mountain, and the city has limited rent control exposure (2.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Lookout Mountain: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,938 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Lookout Mountain

Trap · 2.4/10
For landlords, the 3.1/10 score is most actionable when combined with Hamilton County's specific court behavior. Housing-court bias sub-score: 2.4/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

Can I really evict a tenant in Lookout Mountain without "just cause"?

Yes, for month-to-month tenancies, Tennessee law generally allows landlords to terminate a lease with a 30-day notice without needing to provide a specific "just cause." For fixed-term leases, you'd need a lease violation or non-payment, but there's no statewide just-cause requirement like in some other states. Always check your specific lease terms.

Q2

What's the biggest mistake landlords make during an eviction in Tennessee?

The biggest mistake is attempting a "self-help" eviction. This means changing locks, shutting off utilities, or removing a tenant's belongings without a court order. These actions are illegal in Tennessee and can lead to severe penalties, including the tenant suing you for damages. Always follow the judicial process through the courts and the sheriff's office.

Q3

How much can I charge for a security deposit in Lookout Mountain?

Tennessee law does not set a statutory cap on security deposits. While you have flexibility, most landlords charge one to two months' rent. Be reasonable; an excessively high deposit can deter good tenants. Remember, you must return it within 30 days or provide an itemized list of deductions.

Q4

Do I have to accept Section 8 or other housing vouchers?

No, Tennessee does not have a statewide source-of-income protection law. This means you are generally not required to accept housing vouchers like Section 8. However, always ensure your screening criteria are applied consistently to all applicants to avoid any claims of discrimination based on other protected classes.

Q5

What if the tenant pays some, but not all, of the rent after I've served the 14-day notice?

This is tricky. Accepting a partial payment after serving a pay-or-quit notice can, in some cases, be interpreted as you waiving your right to proceed with the eviction based on that notice, effectively "resetting" the process. If you want to accept a partial payment, it's critical to have a written agreement with the tenant stating that the partial payment does not waive your right to continue the eviction or that it's for a specific past period and future actions are still on the table. Better yet, consult an attorney or demand full payment.

06Score

What this score means for landlords2

A 1.9/10 places Lookout Mountain in the 19th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.