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Surgoinsville, Tennessee eviction risk overview
City brief · 1,911 residents

Surgoinsville, TN Eviction Risk: LOW

Hawkins County · Population 1,911

In 2026
Risk score
2.5
LOW

49th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.4 Average3.6 Now2.5
10 5 1976 · score 2.9 1977 · score 3.0 1978 · score 3.1 1979 · score 3.2 1980 · score 2.9 1981 · score 2.9 1982 · score 3.0 1983 · score 2.9 1984 · score 2.4 1985 · score 2.4 1986 · score 2.4 1987 · score 2.5 1988 · score 2.5 1989 · score 2.5 1990 · score 2.6 1991 · score 2.6 1992 · score 3.3 1993 · score 3.4 1994 · score 3.4 1995 · score 3.4 1996 · score 3.4 1997 · score 3.4 1998 · score 3.5 1999 · score 3.5 2000 · score 3.8 2001 · score 3.8 2002 · score 4.0 2003 · score 3.9 2004 · score 3.6 2005 · score 3.7 2006 · score 3.7 2007 · score 3.8 2008 · score 3.8 2009 · score 3.9 2010 · score 4.0 2011 · score 4.0 2012 · score 3.8 2013 · score 3.9 2014 · score 4.0 2015 · score 4.1 2016 · score 3.8 2017 · score 4.0 2018 · score 4.2 2019 · score 4.4 2020 · score 5.0 2021 · score 5.0 2022 · score 5.0 2023 · score 5.0 2024 · score 4.9 2025 · score 4.4 2026 · score 2.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.5 Regional 2.5 State 1.9 Economic 6.7 Supply 5.0 Rent Control 9.0 Eviction 1.5 Tenant 4.0 Housing 8.9 2.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +68.8% (2024)
    2.5
  2. Regional political climate
    County-weighted neighbor mix
    2.5
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    25.3% poverty · 2.9% unemp.
    6.7
  5. Supply constraint
    $790 average · 13.7% renters
    5.0
  6. Rent Control risk
    28.6% of income on rent
    9.0
  7. Eviction process difficulty
    32 days filing → judgment
    1.5
  8. Tenant organizing strength
    13.7% renters
    4.0
  9. Housing court bias
    County bench composition
    8.9
Geographic context

Risk heat across Surgoinsville and the region

Click any city to see its score

How Surgoinsville compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hawkins County
Elevated
#3 of 6 cities
Rank in county, 60th percentileBottomTop
#3 of 6 cities in Hawkins County for landlord eviction risk.
Rank in Tennessee
Moderate
#292 of 501 cities
Rank in state, 42nd percentileBottomTop
#292 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Surgoinsville risk score vs. county / state / U.S.Surgoinsville: 2.52.5SurgoinsvilleThis cityCounty: 2.52.5Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.4 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 32d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $790/mo. A contested eviction takes 32 days and costs $1,229-$2,918 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 13.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,911 residents, 13.7% rent. 29% are spending 30%+ income on rent, 25.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.5
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.5 and 2.5 (GOP margin +68.8% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.5, housing court bias 8.9, rent-control risk 9. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.7. Supply constraint: 5. The numbers behind those: 25.3% poverty, 2.9% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Surgoinsville sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Johnson City, TN · 31d · ~$2.0k all-in ($63/day) · score 1.5 Johnson City Kingsport, TN · 37d · ~$2.1k all-in ($57/day) · score 1.8 Kingsport Nashville-Davidson metropolitan government, TN · 37d · ~$2.1k all-in ($57/day) · score 4.5 Nashville-Davidson metropolitan government Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.2 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.8 Chattanooga Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.3 Clarksville Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.4 Franklin Jackson, TN · 31d · ~$2.2k all-in ($71/day) · score 2.1 Jackson Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Surgoinsville
Surgoinsville · 32d · ~$2.1k all-in ($65/day) · score 2.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Surgoinsville, TN

Landlording in Surgoinsville, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Surgoinsville is a city of 1,911 residents where 13.7% of occupied units are renter-occupied, and the typical renter spends 28.6% of income on rent. At an average rent of $790/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Surgoinsville eviction process actually works

Eviction process difficulty here reads 1.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Surgoinsville closes 32 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Surgoinsville's timeline is usually the calendar, not the motion practice. Housing court bias scores 8.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Surgoinsville runs $1,229 to $2,918 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 32 days of typical timeline and $790/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4/10 in Surgoinsville, and the city sits at the top of the rent control risk spectrum (9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Surgoinsville: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,918 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Surgoinsville

Trap · 8.9/10
For landlords, the 4.4/10 score is most actionable when combined with Hawkins County's specific court behavior. Housing-court bias sub-score: 8.9/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Surgoinsville?

The fastest way is often "cash for keys." If you can offer a tenant a reasonable sum to move out quickly and amicably, it can save you weeks of court time and thousands in legal fees and lost rent. If that fails, strictly follow the 14-day pay-or-quit notice period and immediately file in court.
Q2

Can I evict a tenant for any reason in Surgoinsville?

Tennessee does not have statewide "just-cause" eviction requirements. For month-to-month tenancies, you can typically terminate with a 30-day notice without stating a specific reason. For fixed-term leases, you generally need a lease violation (like non-payment) to evict, unless the lease specifies otherwise.
Q3

How much notice do I need to give if I want my tenant to move out?

If it's a month-to-month tenancy and you want them to move out without cause, you need to provide a 30-day written notice. For non-payment of rent, it's a 14-day pay-or-quit notice.
Q4

Do I need a lawyer for an eviction in Surgoinsville?

While you can represent yourself in General Sessions Court, it's highly recommended to consult or hire an attorney, especially if the tenant contests the eviction or you're unfamiliar with the process. An attorney ensures proper procedure and can save you time and money in the long run.
Q5

Can I keep the security deposit for normal wear and tear?

No. You can only deduct from the security deposit for actual damages beyond normal wear and tear, unpaid rent, or other breaches of the lease. You must provide an itemized list of deductions within 30 days.
Q6

What if the tenant leaves belongings behind after an eviction?

Tennessee law generally requires landlords to store abandoned property for a specific period (usually 30 days) and provide notice to the tenant before disposing of or selling it. Consult an attorney or local legal resources for the exact procedure to avoid liability.
06Score

What this score means for landlords2

A 2.5/10 places Surgoinsville in the 49th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.