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Waverly, Tennessee eviction risk overview
City brief · 4,302 residents

Waverly, TN Eviction Risk: LOW

Humphreys County · Population 4,302

In 2026
Risk score
2.7
LOW

96th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.4 Average2.9 Now2.7
3.5 2.4 1976 · score 3.4 1977 · score 3.4 1978 · score 3.4 1979 · score 3.4 1980 · score 3.5 1981 · score 3.5 1982 · score 3.5 1983 · score 3.4 1984 · score 3.3 1985 · score 3.2 1986 · score 3.1 1987 · score 2.9 1988 · score 2.8 1989 · score 2.4 1990 · score 2.4 1991 · score 2.4 1992 · score 2.9 1993 · score 3.0 1994 · score 3.0 1995 · score 3.0 1996 · score 3.0 1997 · score 3.0 1998 · score 3.0 1999 · score 3.0 2000 · score 2.9 2001 · score 3.0 2002 · score 3.0 2003 · score 3.0 2004 · score 3.0 2005 · score 2.9 2006 · score 2.8 2007 · score 2.7 2008 · score 2.9 2009 · score 3.1 2010 · score 3.1 2011 · score 3.1 2012 · score 2.9 2013 · score 2.8 2014 · score 2.7 2015 · score 2.7 2016 · score 2.6 2017 · score 2.5 2018 · score 2.5 2019 · score 2.4 2020 · score 3.1 2021 · score 3.3 2022 · score 2.4 2023 · score 2.5 2024 · score 2.7 2025 · score 2.7 2026 · score 2.7

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.3 Regional 3.3 State 1.9 Economic 8.2 Supply 5.1 Rent Control 6.2 Eviction 1.4 Tenant 6.0 Housing 6.5 2.7 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +56.1% (2024)
    3.3
  2. Regional political climate
    County-weighted neighbor mix
    3.3
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    15.0% poverty · 18.8% unemp.
    8.2
  5. Supply constraint
    $916 average · 30.8% renters
    5.1
  6. Rent Control risk
    31.8% of income on rent
    6.2
  7. Eviction process difficulty
    34 days filing → judgment
    1.4
  8. Tenant organizing strength
    30.8% renters
    6.0
  9. Housing court bias
    County bench composition
    6.5
Geographic context

Risk heat across Waverly and the region

Click any city to see its score

How Waverly compares

Risk score vs. peers, county, state, and the U.S.
Rank in Humphreys County
Very High
#1 of 3 cities
Rank in county, 100th percentileLowHigh
#1 of 3 cities in Humphreys County for landlord eviction risk.
Rank in Tennessee
High
#55 of 501 cities
Rank in state, 89th percentileLowHigh
#55 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Waverly risk score vs. county / state / U.S.Waverly: 2.72.7WaverlyThis cityCounty: 2.52.5Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.7
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.7/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 34d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $916/mo. A contested eviction takes 34 days and costs $956–$2,883 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 30.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 4,302 residents, 30.8% rent. 32% are spending 30%+ income on rent, 15.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.3
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.3 and 3.3 (GOP margin +56.1% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.4, housing court bias 6.5, rent-control risk 6.2. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.6 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8.2
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.2. Supply constraint: 5.1. The numbers behind those: 15.0% poverty, 18.8% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Waverly sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.4 Clarksville Nashville, TN · 37d · ~$2.1k all-in ($57/day) · score 2.5 Nashville Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.3 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.5 Chattanooga Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2.4 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.9 Franklin Johnson City, TN · 31d · ~$2.0k all-in ($63/day) · score 2.3 Johnson City Jackson, TN · 31d · ~$2.2k all-in ($71/day) · score 2.8 Jackson Hendersonville, TN · 36d · ~$2.0k all-in ($54/day) · score 2.2 Hendersonville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Waverly
Waverly · 34d · ~$1.9k all-in ($56/day) · score 2.7 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Waverly, TN

Landlording in Waverly, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.7/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Waverly is a city of 4,302 residents where 30.8% of occupied units are renter-occupied, and the typical renter spends 31.8% of income on rent. At an average rent of $916/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Waverly eviction process actually works

Eviction process difficulty here reads 1.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Waverly closes 34 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Waverly's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Waverly runs $956 to $2,883 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 34 days of typical timeline and $916/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6/10 in Waverly, and the city carries meaningful rent control exposure (6.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Waverly: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,883 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Waverly

Trap · 6.5/10
For landlords, the 4.4/10 score is most actionable when combined with Humphreys County's specific court behavior. Housing-court bias sub-score: 6.5/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

Can I change the locks if a tenant doesn't pay rent in Waverly?

No, absolutely not. Changing locks, shutting off utilities, or removing a tenant's belongings without a court order is illegal self-help eviction and can lead to serious penalties. You must follow the legal eviction process.
Q2

How often can I raise the rent in Waverly?

Tennessee has no statewide rent control laws. You can raise the rent as often as you like, but you must provide proper notice as specified in your lease, typically 30 days for month-to-month tenancies. Waverly's rent-control-risk is 6.2/10, meaning there's some potential for future restrictions, but none exist currently. Stay informed on potential changes via our Tennessee rent control rules.
Q3

What if my tenant damages the property beyond the security deposit?

If the cost of damages exceeds the security deposit, you can sue the tenant in General Sessions Court for the additional amount. You'll need clear documentation: move-in and move-out photos, repair invoices, and a detailed list of damages.
Q4

Do I have to accept a partial rent payment during the eviction process?

Accepting a partial payment can sometimes "waive" your right to continue the eviction based on the original notice, potentially restarting the process. Consult with an attorney before accepting any partial payments once the eviction process has begun.
Q5

How long does it take to get a court date for an eviction in Waverly?

After filing an unlawful detainer action, you can typically expect a court date within 1-3 weeks, depending on the court's schedule. This is part of the 34-day average total eviction timeline.
Q6

Can I evict a tenant for having pets if my lease says no pets?

Yes, if your lease explicitly prohibits pets, and the tenant has unauthorized pets, it's a lease violation. You would typically serve a notice to cure or quit, giving them a chance to remove the pets or face eviction.
06Score

What this score means for landlords2

A 2.7/10 places Waverly in the 96th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.