Within neighborhood
83
th percentile
High
Neighborhood · Ranked #47,371 of 84,120 nationally
Whispering Hills Eviction Risk: Moderate , Garland
Tract 48113019045 · Dallas, TX · pop 2,572 · neighborhood within 0.4 mi
48113019045 is a census tract in the Whispering Hills area of Garland, TX. It scores 4.1/10 for landlords. 69% of renter households cross the 30%-of-income line, well clear of the Dallas County average of 47.9%.
Risk score
4.1
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 10%
Owners 66%
Tract context
Occupied units968
Renter share34.2%
SVI overall0.79
Poverty rate16.4%
Median income$58,354
Percentile rank
Higher percentile = riskier than more peers.Within parent city
76
th percentile
High
Within county
62
th percentile
Elevated
Within state
63
th percentile
Elevated
Geographic context
Risk heat across Garland and the region
Centroid at 32.9240, -96.7029 · click any tract to drill in
Why Whispering Hills scores 4.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Garland
4.5
Regional political climate
2024 county presidential margin
6.6
State political climate
Texas legislature & governorship
1.5
Economic stress
16.4% poverty · this tract
4.1
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Garland
1.0
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Garland
2.5
Housing court bias
Inherited from Garland
2.5
How Whispering Hills compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 79
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 87%Socioeconomic
- 46%Household composition
- 88%Racial/ethnic minority
- 62%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 13Total filings 2020-21
- 0.2Avg monthly (observed)
- 0.7Pre-pandemic baseline
- 0.25×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Dallas, TX as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Whispering Hills. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Whispering Hills
Severe burden reaches 28%. Those are renters paying half their income or more, and that is where non-payment filings originate. Pulling hardest the other way is rent-regulation exposure at 1/10. Well under the midpoint, state political climate reads 1.5/10.
Sitting well above the midpoint, court filing pressure reads 8.4/10. Adults with no health insurance runs 23.9% against 11.3% nationally.
That is riskier than roughly 44% of the 84,120 US census tracts in this model. Social vulnerability reads 8.1/10 on the CDC index, a measure of exposure to housing and economic shocks.
Of its three components the socioeconomic standing measure is the most pressured. It tracks the Dallas County average of 3.8 closely.
34% of occupied units are renter-occupied.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 48113019045
Q1
What is the eviction-risk score for census tract 48113019045?
Census tract 48113019045 in the Whispering Hills neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 48113019045?
16.4% of residents in tract 48113019045 live below the federal poverty line (ACS B17001, 2023). Population: 2,572.
Q3
How socially vulnerable is tract 48113019045?
CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 87th, household 46th, minority 88th, housing 62th.
Q4
Is tract 48113019045 considered part of Whispering Hills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48113019045 fall within Whispering Hills (neighborhood centroid within 0.4 miles, OSM data).
Q5
Did eviction filings in tract 48113019045 drop during COVID?
Pandemic-era filings ran 0.25× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Dallas eviction risk, TX), 2020-2021.
Q6
How does tract 48113019045 compare to Garland overall?
Tract 48113019045 scores 4.1/10, higher than the parent city of Garland at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Garland eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Garland
Top eight tracts in Garland ranked by composite eviction-risk score.
Tract · TX
48113018205
4.7
/ 10 · Moderate
Tract · TX
48113018402
4.7
/ 10 · Moderate
Tract · TX
Whispering Hills
4.7
/ 10 · Moderate
Tract · TX
48113019013
4.7
/ 10 · Moderate
Tract · TX
48113018111
4.7
/ 10 · Moderate
Tract · TX
48113018204
4.7
/ 10 · Moderate
Tract · TX
48113018206
4.4
/ 10 · Moderate
Tract · TX
48113018141
4.4
/ 10 · Moderate
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