Garland Eviction Risk: Moderate

100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 63% of renter households cross the 30%-of-income line, markedly above the Dallas County average of 47.9%.

The clearest offset is rent-regulation exposure at 1/10. The severe-burden share is 24%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Annualized rent equals 37% of average household income of $39,131, past the 30% affordability line, which thins the margin any screening standard has to work with. Running cool, supply constraint reads 1.3/10. Disability prevalence runs 48.1% against 31.5% nationally.

The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $1,191 a month, rents run 27% under what the rest of Garland commands.

On the softer side, state political climate reads 1.5/10. Against the Dallas County average of 3.8, this tract reads riskier for landlords by 0.9 points. Court records carry 1,610 eviction filings across 18 observed years.

Filings peaked in 2010 at 10.6% of renter households. In a typical year about 5.4% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.