North Bank Eviction Risk: Elevated , Spokane

Average gross rent is $664, 45% below the Spokane average. The poverty rate is 50%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Set annual rent against average income of $16,308 and the ratio lands at 49%, above the conventional 30% ceiling. 31% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 94% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, supply constraint reads 1/10. Against the Spokane County average of 5.7, this tract reads riskier for landlords by 1.6 points.

Cost burden runs roughly one in two here against 45.2% across Spokane County. The filing record is not thin: 70 evictions over 3 years of observation. On the softer side, court filing pressure reads 3/10.

The worst year on record was 2015, when 1.9% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Spokane. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.