Birchwood Eviction Risk: High , Bellingham

Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against the Whatcom County average of 5.9, this tract reads riskier for landlords by 2.8 points.

The dominant input is tenant-organizing strength at 9.4/10. Well under the midpoint, court filing pressure reads 1.1/10. 76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Annualized rent equals 33% of average household income of $52,604, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, rent-regulation exposure reads 8.7/10.

The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. That is riskier than roughly 94% of the 84,120 US census tracts in this model. Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the WA average is 5.9, so this tract runs 2.8 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.