M District Eviction Risk: Lower , Oak Creek

The clearest offset is economic stress at 1.2/10. The voucher gap is 32.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Sitting well above the midpoint, supply constraint reads 8.3/10. Against the Milwaukee County average of 4.5, this tract reads safer for landlords by 1.5 points. Running hot, tenant-organizing strength reads 8.2/10.

Severe burden reaches 12%. Those are renters paying half their income or more, and that is where non-payment filings originate. Food insecurity runs 9.1% against 17.8% nationally. At $1,669 a month, rents run 15% over what the rest of Oak Creek commands.

Inability to pay a utility bill runs 4.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Milwaukee Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Social vulnerability reads 2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the WI average is 3.9, so this tract runs 0.9 points cooler.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.