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Oak Creek, Wisconsin eviction risk overview
Ranked #1,159 of 1,865 nationally

Oak Creek, WI Eviction Risk: MODERATE

Milwaukee County · Population 37,325

In 2026
Risk score
4.4
MODERATE

94th percentile, Wisconsin.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average2.9 Now4.4
10 5 1976 · score 1.9 1977 · score 1.9 1978 · score 1.9 1979 · score 1.9 1980 · score 1.9 1981 · score 1.9 1982 · score 2.0 1983 · score 1.9 1984 · score 1.8 1985 · score 1.8 1986 · score 1.8 1987 · score 1.8 1988 · score 2.2 1989 · score 2.2 1990 · score 2.3 1991 · score 2.4 1992 · score 2.4 1993 · score 2.4 1994 · score 2.4 1995 · score 2.4 1996 · score 2.7 1997 · score 2.7 1998 · score 2.7 1999 · score 2.8 2000 · score 2.2 2001 · score 2.3 2002 · score 2.3 2003 · score 2.4 2004 · score 2.5 2005 · score 2.5 2006 · score 2.6 2007 · score 2.7 2008 · score 3.3 2009 · score 3.4 2010 · score 3.4 2011 · score 3.5 2012 · score 3.3 2013 · score 3.4 2014 · score 3.5 2015 · score 3.5 2016 · score 3.5 2017 · score 3.7 2018 · score 3.8 2019 · score 4.0 2020 · score 4.5 2021 · score 4.5 2022 · score 4.5 2023 · score 4.5 2024 · score 4.5 2025 · score 5.5 2026 · score 4.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.3 Regional 7.3 State 2.9 Economic 3.0 Supply 8.1 Rent Control 3.4 Eviction 3.2 Tenant 8.2 Housing 3.2 4.4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +38.5% (2024)
    7.3
  2. Regional political climate
    County-weighted neighbor mix
    7.3
  3. State political climate
    Wisconsin legislature & governorship
    2.9
  4. Economic stress
    4.4% poverty · 0.8% unemp.
    3.0
  5. Supply constraint
    $1,452 average · 42.5% renters
    8.1
  6. Rent Control risk
    23.7% of income on rent
    3.4
  7. Eviction process difficulty
    52 days filing → judgment
    3.2
  8. Tenant organizing strength
    42.5% renters
    8.2
  9. Housing court bias
    County bench composition
    3.2
Geographic context

Risk heat across Oak Creek and the region

Click any city to see its score

How Oak Creek compares

Risk score vs. peers, county, state, and the U.S.
Rank in Milwaukee County
Low
#12 of 19 cities
Rank in county, 39th percentileBottomTop
#12 of 19 cities in Milwaukee County for landlord eviction risk.
Rank in Wisconsin
Very High
#54 of 803 cities
Rank in state, 93rd percentileBottomTop
#54 of 803 cities in Wisconsin for landlord eviction risk.
vs. county · state · U.S.
Oak Creek risk score vs. county / state / U.S.Oak Creek: 4.44.4Oak CreekThis cityCounty: 5.55.5Countyavg in countyState: 4.34.3Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.5 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 52d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,452/mo. A contested eviction takes 52 days and costs $1,722-$5,226 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 42.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 37,325 residents, 42.5% rent. 24% are spending 30%+ income on rent, 4.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7.3 and 7.3 (Dem margin +38.5% (2024)). State climate at 2.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.2, housing court bias 3.2, rent-control risk 3.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3. Supply constraint: 8.1. The numbers behind those: 4.4% poverty, 0.8% unemployment, 24% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Oak Creek sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Milwaukee, WI · 49d · ~$3.2k all-in ($66/day) · score 6 Milwaukee Kenosha, WI · 53d · ~$3.5k all-in ($66/day) · score 4.5 Kenosha Racine, WI · 51d · ~$3.5k all-in ($69/day) · score 4.8 Racine Waukesha, WI · 54d · ~$3.8k all-in ($70/day) · score 3.3 Waukesha West Allis, WI · 50d · ~$3.6k all-in ($71/day) · score 5.2 West Allis Madison, WI · 45d · ~$3.3k all-in ($73/day) · score 5 Madison Green Bay, WI · 51d · ~$3.2k all-in ($64/day) · score 3.7 Green Bay Appleton, WI · 48d · ~$3.6k all-in ($75/day) · score 4 Appleton Eau Claire, WI · 47d · ~$3.3k all-in ($71/day) · score 4 Eau Claire Oshkosh, WI · 47d · ~$3.5k all-in ($74/day) · score 4.4 Oshkosh Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Oak Creek
Oak Creek · 52d · ~$3.5k all-in ($67/day) · score 4.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Oak Creek, WI

Landlording in Oak Creek, Wisconsin, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Oak Creek is a city of 37,325 residents where 42.5% of occupied units are renter-occupied, and the typical renter spends 23.7% of income on rent. At an average rent of $1,452/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Oak Creek eviction process actually works

Eviction process difficulty here reads 3.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Oak Creek closes 52 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Oak Creek's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Oak Creek runs $1,722 to $5,226 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 52 days of typical timeline and $1,452/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.2/10 in Oak Creek, and the city has limited rent control exposure (3.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Wisconsin, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Oak Creek: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Wisconsin's statutory language. Fix those four, and most cases settle or default. Skip them, and a $5,226 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Oak Creek

Trap · PRACTICAL TRAP
Compare Oak Creek to neighboring cities in Milwaukee County via the grid below. The 5.5/10 score is computed from nine sub-factors plus a state-law multiplier under Wis. Stat. 704 + ATCP 134. Milwaukee County 2020 presidential margin: D+39.9. Cross-reference the state overview link in the guides section for Wisconsin statutory detail.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, county-level. Last update 2026-05-01.

In the most recent month, 918 eviction cases were filed across the tracker's coverage area, 0.83× the historical baseline (below baseline). Past 12 months: 12,773 filings. Pandemic-era cumulative: 70,867.

  • 918Past month
  • 12,773Past 12 months
  • 0.83×vs baseline (past mo)
  • 18.2%Repeat-tenant filings
Notice requirement: at least five days notice (in some cases more). Filing fee: $94.50 filing fee.
Last 36 months of filings 2023-05-01 - 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 1,165 filings (0.97× hist)2023-06-01: 1,179 filings (0.96× hist)2023-07-01: 1,347 filings (1.03× hist)2023-08-01: 1,348 filings (1.04× hist)2023-09-01: 1,096 filings (1.12× hist)2023-10-01: 1,371 filings (1.18× hist)2023-11-01: 1,141 filings (1.26× hist)2023-12-01: 1,083 filings (1.26× hist)2024-01-01: 1,293 filings (0.99× hist)2024-02-01: 1,149 filings (1.15× hist)2024-03-01: 978 filings (0.99× hist)2024-04-01: 1,242 filings (1.13× hist)2024-05-01: 1,227 filings (1.03× hist)2024-06-01: 1,280 filings (1.04× hist)2024-07-01: 1,273 filings (0.97× hist)2024-08-01: 1,254 filings (0.97× hist)2024-09-01: 861 filings (0.88× hist)2024-10-01: 947 filings (0.82× hist)2024-11-01: 673 filings (0.74× hist)2024-12-01: 708 filings (0.83× hist)2025-01-01: 857 filings (0.66× hist)2025-02-01: 654 filings (0.66× hist)2025-03-01: 664 filings (0.67× hist)2025-04-01: 1,057 filings (0.96× hist)2025-05-01: 1,079 filings (0.90× hist)2025-06-01: 1,283 filings (1.04× hist)2025-07-01: 1,283 filings (0.98× hist)2025-08-01: 1,351 filings (1.04× hist)2025-09-01: 1,254 filings (1.28× hist)2025-10-01: 936 filings (0.81× hist)2025-11-01: 797 filings (0.88× hist)2025-12-01: 775 filings (0.90× hist)2026-01-01: 1,174 filings (0.90× hist)2026-02-01: 918 filings (0.93× hist)2026-03-01: 1,005 filings (1.02× hist)2026-04-01: 918 filings (0.83× hist)
Filings dropped 15% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Oak Creek without a reason?

For month-to-month tenancies, yes, you can typically terminate without a specific "just cause" by providing a 28-day notice. For fixed-term leases, you usually need a lease violation (like non-payment) to evict before the lease ends. Always check your lease terms and Wis. Stat. § 704.

Q2

What's the fastest way to get a tenant out who isn't paying rent?

The fastest way is often to issue the 5-day pay-or-quit notice immediately. If they don't comply, file for eviction. Sometimes, offering "cash for keys" can be quicker and less costly than a full court battle, especially if the tenant is receptive.

Q3

How much notice do I need to give for non-payment of rent?

In Oak Creek, for non-payment of rent, you must provide a 5-day pay-or-quit notice. This gives the tenant five days to either pay the overdue rent or vacate the property.

Q4

Can I keep the security deposit for normal wear and tear?

No. You can only deduct from a security deposit for damages beyond normal wear and tear, unpaid rent, or other breaches of the lease agreement. Document everything with photos before and after the tenancy to avoid disputes. See our Wisconsin security deposit rules for more details.

Q5

Do I need a lawyer for an eviction in Oak Creek?

You are not legally required to have a lawyer for an eviction in Wisconsin, especially in small claims court. However, if the tenant contests the eviction, hires their own attorney, or if the case becomes complicated, hiring an attorney can save you significant time, money, and stress. It's a business decision based on the complexity of your case.

06Score

What this score means for landlords2

A 4.4/10 places Oak Creek in the 94th percentile of Wisconsin cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.