Rheem Valley Eviction Risk: Moderate

Against a Lafayette baseline of 23.8%, 36% of renters here cross the 30%-of-income line. 27% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Internally this is not one market. Tract scores span 5 to 6.7, so two buildings inside the same boundary can carry materially different risk.

The main counterweight is economic stress, at 2.3/10. 3.6% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. 3.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

At 15% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 8% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Underwrite the address, not the area: with 1.7 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.