Monsterrat Eviction Risk: Elevated

28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The strongest single driver of the headline number is tenant-organizing strength at 8.9/10.

Running cool is economic stress, at 1.6/10. The voucher gap is 20.6%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

CDC survey data puts housing insecurity at 5.5% of adults, against 14.2% nationally. 3.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Sitting well above the midpoint is supply constraint at 7.1/10. Among the 14 mapped neighborhoods of Newport Beach, it ranks #10 by risk, the lower third.

The closest comparables inside the same city are Bayshores and Sandcastle. Rent takes 19% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $3,501, close to the Newport Beach average.

Because the boundary contains one tract, 6.4/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.