Little Mogadishu Eviction Risk: High , San Diego

92% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Pulling hardest the other way is supply constraint at 1/10. Set annual rent against average income of $45,529 and the ratio lands at 42%, above the conventional 30% ceiling.

Against the San Diego County average of 7.6, this tract reads riskier for landlords by 2.3 points. The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $1,583 a month, rents run 32% under what the rest of San Diego commands.

Running hot, economic stress reads 8.6/10. On the high side, rent-regulation exposure reads 8/10. Adults with no health insurance runs 22.6% against 11.3% nationally.

Inability to pay a utility bill runs 17.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.