2 census tracts · pop 10,431 · pop-weighted Eviction Risk Score 7.6/10
· range 6.4–8.5
Montecito spans 2 census tracts of Chula Vista, CA, population 10,431. The Eviction Risk Score is 7.6/10, in the Elevated tier. roughly two in three of renters here are cost-burdened at the 30% threshold, dramatically above the Chula Vista rate of 35.4%.
Severe burden reaches 22%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Scores across the 2 constituent tracts range from 6.4 to 8.5. A 2.1-point internal spread means block-level underwriting beats area-level here.
What pushes the score up most is rent-regulation exposure at 8.1/10. At $2,808 a month, rents sit 26% over what the rest of Chula Vista commands.
Running hot is tenant-organizing strength at 8.1/10. Running cool is economic stress, at 2.3/10.
That places it #9 of 16 neighborhoods in Chula Vista. Annual rent works out to 27% of average household income of $123,002.
44% of occupied units are renter-occupied.
Underwrite the address, not the area: with 2.1 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
7.6
Elevated
2 tracts · population-weighted
Montecito vs Chula VistaHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority92%ile
Hispanic + non-white share of population
Housing & transport44%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Montecito
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
15.0%Housing insecurity
6.7%Utility shutoff threat
17.3%Food insecurity
14.1%SNAP enrollment
9.3%No health insurance
24.2%Any disability
Frequently asked
About Montecito
Q1
What is the eviction-risk score for Montecito?
Montecito scores 7.6/10 (Elevated tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Montecito compare to Chula Vista overall?
Montecito scores 0.2 points lower than Chula Vista overall (7.8/10). Renters spend 68% of income on rent vs 35% citywide. Average rent: $2,808 vs $2,229.
Q3
What is the average rent in Montecito?
Average gross rent in Montecito is $2,808/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 68% of renter households are cost-burdened.
Q4
What percentage of Montecito residents are renters?
44% of Montecito households are renter-occupied (vs 40% in Chula Vista). The neighborhood has 10,431 residents.
Q5
Is Montecito a high social-vulnerability area?
Montecito sits in the 44th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Montecito have the highest eviction risk?
The highest-risk constituent tract in Montecito is census tract 06073013325 (score 8.5/10). Across the 2 tracts in this neighborhood the score ranges from 6.4 to 8.5, a spread of 2.1 points.
Q7
How safe is Montecito for landlords?
Montecito carries a elevated-tier eviction-risk profile for landlords (7.6/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Chula Vista as a whole (7.8/10), this neighborhood is in line with the citywide level.
Q8
What is the demographic breakdown of Montecito?
Montecito has 9,624 residents. Top groups: Hispanic / Latino (49.4%), Asian (non-Hispanic) (23.5%), Black (non-Hispanic) (14.7%). Source: ACS 5-year 2023, table B03002.
