Balboa Terrace Eviction Risk: High , San Francisco

56% of renter households cross the 30%-of-income line, markedly above the San Francisco County average of 37.3%. What pushes it up most is rent-regulation exposure at 10/10. Running hot, eviction-process difficulty reads 10/10.

At $3,501 a month, rents run 41% over what the rest of San Francisco commands. On the high side, tenant-organizing strength reads 10/10.

SNAP participation runs 7.6% against 15.2% nationally. Inability to pay a utility bill runs 4.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored.

At 4% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 5/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.