Balboa Terrace Eviction Risk: High

56% of renters here are cost-burdened at the 30% threshold, far above the San Francisco rate of 25.1%. The strongest single driver of the headline number is rent-regulation exposure at 10/10. Sitting well above the midpoint is eviction-process difficulty at 10/10.

Average gross rent is $3,501, 41% above the San Francisco average of $2,476. Running hot is tenant-organizing strength at 10/10. 4.0% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

4.7% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. That places it #45 of 53 neighborhoods in San Francisco. At 4% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

For a like-for-like read, Presidio Heights and Anza Vista score within a fraction of it. Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 21% of average household income of $204,375.

Because the boundary contains one tract, 9/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.