Cow Hollow Eviction Risk: High

Running hot is eviction-process difficulty at 10/10. Sitting well above the midpoint is tenant-organizing strength at 10/10. Rent consumes at least 30% of income for 26% of renter households.

Average gross rent is $3,232, 31% above the San Francisco average of $2,476. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. SNAP participation is 4.2% of households versus 15.2% nationally.

3.2% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The severe-burden share is 10%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. That places it #45 of 53 neighborhoods in San Francisco.

The closest comparables inside the same city are Presidio Heights and Balboa Terrace. Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

With little internal variation, 9/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.