Stockton Eviction Risk: High

At $732 a month, rents run 54% under what the rest of Stockton commands. The poverty rate is 46%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Disability prevalence runs 52.1% against 31.5% nationally. Set annual rent against average income of $21,058 and the ratio lands at 42%, above the conventional 30% ceiling.

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. Well under the midpoint, supply constraint reads 1/10.

Sitting well above the midpoint, tenant-organizing strength reads 8.9/10. It sits 1.7 points above the San Joaquin County average of 6.8.

Inability to pay a utility bill runs 22.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. roughly one in two of renter households cross the 30%-of-income line, above the San Joaquin County average of 47.9%.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 94% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.