Patterson Eviction Risk: Elevated

30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Pulling hardest the other way is supply constraint at 1.1/10. SNAP participation runs 27.2% against 15.2% nationally.

The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Adults with no health insurance runs 20.5% against 11.3% nationally.

That is riskier than roughly 83% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.4/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 14% of average household income of $79,444, an unusually wide affordability cushion. Of its three components the household composition measure is the most pressured.

46% of renter households spend at least 30% of income on rent. It tracks the Stanislaus County average of 6.5 closely. 32% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.