Skip to content
Lower Grand Lagoon, Florida eviction risk overview
City brief · 4,287 residents

Lower Grand Lagoon, FL Eviction Risk: VERY LOW

Bay County · Population 4,287

In 2026
Risk score
2.3
VERY LOW

58th percentile, Florida.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.1 Now2.3
3.1 1.5 1976 · score 2.4 1977 · score 2.0 1978 · score 1.9 1979 · score 1.9 1980 · score 1.8 1981 · score 1.8 1982 · score 1.9 1983 · score 1.8 1984 · score 1.6 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.5 1989 · score 1.5 1990 · score 1.6 1991 · score 1.7 1992 · score 2.0 1993 · score 1.9 1994 · score 1.9 1995 · score 1.9 1996 · score 2.2 1997 · score 2.2 1998 · score 2.2 1999 · score 2.2 2000 · score 2.1 2001 · score 2.1 2002 · score 2.1 2003 · score 2.1 2004 · score 2.0 2005 · score 1.9 2006 · score 1.9 2007 · score 1.9 2008 · score 2.3 2009 · score 2.6 2010 · score 2.6 2011 · score 2.6 2012 · score 2.5 2013 · score 2.4 2014 · score 2.4 2015 · score 2.4 2016 · score 2.3 2017 · score 2.3 2018 · score 2.3 2019 · score 2.3 2020 · score 3.1 2021 · score 2.9 2022 · score 2.3 2023 · score 2.4 2024 · score 2.4 2025 · score 2.3 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.5 Regional 3.5 State 1.5 Economic 6.1 Supply 7.1 Rent Control 4.4 Eviction 1.8 Tenant 6.8 Housing 5.4 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +47.3% (2024)
    3.5
  2. Regional political climate
    County-weighted neighbor mix
    3.5
  3. State political climate
    Florida legislature & governorship
    1.5
  4. Economic stress
    13.3% poverty · 4.1% unemp.
    6.1
  5. Supply constraint
    $1,323 average · 29.6% renters
    7.1
  6. Rent Control risk
    30.7% of income on rent
    4.4
  7. Eviction process difficulty
    30 days filing → judgment
    1.8
  8. Tenant organizing strength
    29.6% renters
    6.8
  9. Housing court bias
    County bench composition
    5.4
Geographic context

Risk heat across Lower Grand Lagoon and the region

Click any city to see its score

How Lower Grand Lagoon compares

Risk score vs. peers, county, state, and the U.S.
Rank in Bay County
High
#3 of 14 cities
Rank in county, 85th percentileLowHigh
#3 of 14 cities in Bay County for landlord eviction risk.
Rank in Florida
Moderate
#463 of 949 cities
Rank in state, 51st percentileLowHigh
#463 of 949 cities in Florida for landlord eviction risk.
vs. county · state · U.S.
Lower Grand Lagoon risk score vs. county / state / U.S.Lower Grand Lagoon: 2.32.3Lower Grand LagoonThis cityCounty: 2.12.1Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.1 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 30d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,323/mo. A contested eviction takes 30 days and costs $1,071–$3,365 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 29.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 4,287 residents, 29.6% rent. 31% are spending 30%+ income on rent, 13.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.5
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.5 and 3.5 (GOP margin +47.3% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 5.4, rent-control risk 4.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.1
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.1. Supply constraint: 7.1. The numbers behind those: 13.3% poverty, 4.1% unemployment, 31% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Lower Grand Lagoon sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Jacksonville, FL · 29d · ~$2.4k all-in ($82/day) · score 2.5 Jacksonville Miami, FL · 29d · ~$2.3k all-in ($81/day) · score 3.1 Miami Tampa, FL · 28d · ~$2.4k all-in ($85/day) · score 2.7 Tampa Orlando, FL · 29d · ~$2.4k all-in ($82/day) · score 2.9 Orlando St. Petersburg, FL · 26d · ~$2.4k all-in ($94/day) · score 2.7 St. Petersburg Port St. Lucie, FL · 27d · ~$2.1k all-in ($77/day) · score 2.5 Port St. Lucie Hialeah, FL · 30d · ~$2.3k all-in ($77/day) · score 2.9 Hialeah Cape Coral, FL · 25d · ~$2.2k all-in ($88/day) · score 2.4 Cape Coral Tallahassee, FL · 30d · ~$2.5k all-in ($82/day) · score 2.9 Tallahassee Fort Lauderdale, FL · 30d · ~$2.4k all-in ($79/day) · score 2.9 Fort Lauderdale Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Lower Grand Lagoon
Lower Grand Lagoon · 30d · ~$2.2k all-in ($74/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Lower Grand Lagoon, FL

Landlording in Lower Grand Lagoon, Florida, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Lower Grand Lagoon is a city of 4,287 residents where 29.6% of occupied units are renter-occupied, and the typical renter spends 30.7% of income on rent. At an average rent of $1,323/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Lower Grand Lagoon eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Lower Grand Lagoon closes 30 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Lower Grand Lagoon's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Lower Grand Lagoon runs $1,071 to $3,365 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 30 days of typical timeline and $1,323/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.8/10 in Lower Grand Lagoon, and the city has limited rent control exposure (4.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Florida, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Lower Grand Lagoon: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Florida's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,365 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Lower Grand Lagoon

Trap · 5.4/10
For landlords, the 4.8/10 score is most actionable when combined with Bay County's specific court behavior. Housing-court bias sub-score: 5.4/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Lower Grand Lagoon?

The fastest way is to immediately serve a 3-day pay-or-quit notice once rent is late. If they don't comply, file for eviction without delay. Sometimes, offering "cash for keys" can be even faster if the tenant agrees to move out voluntarily.
Q2

Can I evict a tenant in Lower Grand Lagoon without a reason?

Yes, for a month-to-month tenancy, you can issue a 15-day no-cause termination notice. For a fixed-term lease, you generally need a reason like non-payment or a lease violation, unless the lease term has expired. Florida does not have statewide just-cause eviction requirements.
Q3

How much will an eviction lawyer cost me in Bay County?

Attorney fees for an eviction in Bay County typically range from $700 to $2,500, depending on whether the tenant contests the eviction and the complexity of the case. It's often money well spent to avoid costly mistakes and delays.
Q4

What if my tenant claims they can't pay due to financial hardship?

While unfortunate, Florida law doesn't provide statewide tenant protections based on financial hardship that would stop an eviction for non-payment. You can choose to work with them, but you are not legally obligated to. Any agreements should be in writing. For more on tenant protections, see our Florida tenant protections guide.
Q5

Can I keep the security deposit if my tenant breaks the lease early?

Generally, yes. If the tenant breaks the lease and causes you damages (like lost rent until you find a new tenant or costs to re-rent), you can claim against the security deposit. Remember to send the required written notice of intent to impose a claim within 30 days.
Q6

How long do I have to return a security deposit in Florida?

You have 15 days to return the security deposit if you have no claim against it. If you intend to claim a portion, you must send a written notice of intent to impose a claim by certified mail within 30 days of the tenant vacating.
06Score

What this score means for landlords2

A 2.3/10 places Lower Grand Lagoon in the 58th percentile of Florida cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.