Panama City Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. Well under the midpoint, state political climate reads 1.5/10.

68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, eviction-process difficulty reads 1.5/10. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Adults with no health insurance runs 21.9% against 11.3% nationally. The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment. Court records carry 772 eviction filings across 10 observed years.

Against the Bay County average of 3.8, this tract reads riskier for landlords by 0.8 points. The worst year on record was 2014, when 9.3% of renter households were served. In a typical year about 6.4% of renter households face a filing.

Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 10/10.

Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.