2 census tracts · pop 9,637 · pop-weighted Eviction Risk Score 4/10
· range 3–4.8
Palm Harbor takes in 2 census tracts of Palm Coast, FL and houses 9,637 people. The Eviction Risk Score is 4/10, in the Moderate tier. 51% of renters here are cost-burdened at the 30% threshold, markedly above the Palm Coast rate of 36.7%.
Severe burden reaches 34%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The main counterweight is eviction-process difficulty, at 1.1/10.
Sitting well above the midpoint is rent-regulation exposure at 8.4/10. The 2 tracts inside this boundary do not behave alike. Individual scores run 3 to 4.8, a 1.8-point gap wide enough that the area average misleads on any specific address.
On the softer side is economic stress, at 3/10. The voucher gap is 11.1%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. That places it #4 of 6 neighborhoods in Palm Coast.
Only 13% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. The closest comparables inside the same city are Woodlands and Belle Terre.
Average gross rent runs $1,881, close to the Palm Coast average. Annual rent works out to 29% of average household income of $78,781.
Underwrite the address, not the area: with 1.8 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
4
Moderate
2 tracts · population-weighted
Palm Harbor vs Palm CoastHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority36%ile
Hispanic + non-white share of population
Housing & transport15%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked
About Palm Harbor
Q1
What is the eviction-risk score for Palm Harbor?
Palm Harbor scores 4/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Palm Harbor compare to Palm Coast overall?
Palm Harbor scores 0.3 points higher than Palm Coast overall (3.7/10). Renters spend 51% of income on rent vs 37% citywide. Average rent: $1,881 vs $1,782.
Q3
What is the average rent in Palm Harbor?
Average gross rent in Palm Harbor is $1,881/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 51% of renter households are cost-burdened.
Q4
What percentage of Palm Harbor residents are renters?
13% of Palm Harbor households are renter-occupied (vs 18% in Palm Coast). The neighborhood has 9,637 residents.
Q5
Is Palm Harbor a high social-vulnerability area?
Palm Harbor sits in the 35th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Palm Harbor have the highest eviction risk?
The highest-risk constituent tract in Palm Harbor is census tract 12035060107 (score 4.8/10). Across the 2 tracts in this neighborhood the score ranges from 3 to 4.8, a spread of 1.8 points.
Q7
How safe is Palm Harbor for landlords?
Palm Harbor carries a moderate-tier eviction-risk profile for landlords (4/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Palm Coast as a whole (3.7/10), this neighborhood is in line with the citywide level.
Q8
What is the demographic breakdown of Palm Harbor?
Palm Harbor has 9,890 residents. Top groups: White (non-Hispanic) (78.9%), Hispanic / Latino (12.6%), Other / Multiracial (5.7%). Source: ACS 5-year 2023, table B03002.
