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Pebble Creek, Florida eviction risk overview
City brief · 10,447 residents

Pebble Creek, FL Eviction Risk: VERY LOW

Hillsborough County · Population 10,447

In 2026
Risk score
2.2
VERY LOW

44th percentile, Florida.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.1 Now2.2
3.1 1.5 1976 · score 2.4 1977 · score 2.0 1978 · score 1.9 1979 · score 1.9 1980 · score 1.9 1981 · score 1.8 1982 · score 1.9 1983 · score 1.8 1984 · score 1.6 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.5 1989 · score 1.5 1990 · score 1.6 1991 · score 1.7 1992 · score 2.0 1993 · score 1.9 1994 · score 1.9 1995 · score 1.9 1996 · score 2.2 1997 · score 2.2 1998 · score 2.2 1999 · score 2.2 2000 · score 2.1 2001 · score 2.1 2002 · score 2.2 2003 · score 2.2 2004 · score 2.1 2005 · score 2.0 2006 · score 1.9 2007 · score 2.0 2008 · score 2.4 2009 · score 2.7 2010 · score 2.7 2011 · score 2.7 2012 · score 2.6 2013 · score 2.5 2014 · score 2.5 2015 · score 2.4 2016 · score 2.4 2017 · score 2.3 2018 · score 2.3 2019 · score 2.3 2020 · score 3.1 2021 · score 2.9 2022 · score 2.3 2023 · score 2.3 2024 · score 2.2 2025 · score 2.2 2026 · score 2.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.6 Regional 4.6 State 1.5 Economic 3.8 Supply 7.5 Rent Control 6.5 Eviction 1.8 Tenant 5.5 Housing 5.0 2.2 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +3.1% (2024)
    4.6
  2. Regional political climate
    County-weighted neighbor mix
    4.6
  3. State political climate
    Florida legislature & governorship
    1.5
  4. Economic stress
    5.6% poverty · 2.2% unemp.
    3.8
  5. Supply constraint
    $2,320 average · 23.8% renters
    7.5
  6. Rent Control risk
    34.3% of income on rent
    6.5
  7. Eviction process difficulty
    29 days filing → judgment
    1.8
  8. Tenant organizing strength
    23.8% renters
    5.5
  9. Housing court bias
    County bench composition
    5.0
Geographic context

Risk heat across Pebble Creek and the region

Click any city to see its score

How Pebble Creek compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hillsborough County
Low
#26 of 34 cities
Rank in county, 24th percentileLowHigh
#26 of 34 cities in Hillsborough County for landlord eviction risk.
Rank in Florida
Low
#620 of 949 cities
Rank in state, 35th percentileLowHigh
#620 of 949 cities in Florida for landlord eviction risk.
vs. county · state · U.S.
Pebble Creek risk score vs. county / state / U.S.Pebble Creek: 2.22.2Pebble CreekThis cityCounty: 2.42.4Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.2
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.2 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 29d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,320/mo. A contested eviction takes 29 days and costs $1,163–$2,981 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 23.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 10,447 residents, 23.8% rent. 34% are spending 30%+ income on rent, 5.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.6 and 4.6 (GOP margin +3.1% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 5, rent-control risk 6.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.8. Supply constraint: 7.5. The numbers behind those: 5.6% poverty, 2.2% unemployment, 34% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Pebble Creek sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Tampa, FL · 28d · ~$2.4k all-in ($85/day) · score 2.7 Tampa St. Petersburg, FL · 26d · ~$2.4k all-in ($94/day) · score 2.7 St. Petersburg Spring Hill, FL · 30d · ~$2.3k all-in ($76/day) · score 2.4 Spring Hill Lakeland, FL · 26d · ~$2.4k all-in ($91/day) · score 2.5 Lakeland Brandon, FL · 30d · ~$2.2k all-in ($72/day) · score 2.4 Brandon Clearwater, FL · 30d · ~$2.1k all-in ($71/day) · score 2.6 Clearwater Riverview, FL · 28d · ~$2.6k all-in ($92/day) · score 2.3 Riverview Town 'n' Country, FL · 25d · ~$2.4k all-in ($95/day) · score 2.4 Town 'n' Country Largo, FL · 28d · ~$2.5k all-in ($88/day) · score 2.4 Largo Wesley Chapel, FL · 28d · ~$2.3k all-in ($82/day) · score 2.2 Wesley Chapel Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Pebble Creek
Pebble Creek · 29d · ~$2.1k all-in ($71/day) · score 2.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Pebble Creek, FL

Landlording in Pebble Creek, Florida, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.2/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Pebble Creek is a city of 10,447 residents where 23.8% of occupied units are renter-occupied, and the typical renter spends 34.3% of income on rent. At an average rent of $2,320/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Pebble Creek eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Pebble Creek closes 29 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Pebble Creek's timeline is usually the calendar, not the motion practice. Housing court bias scores 5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Pebble Creek runs $1,163 to $2,981 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 29 days of typical timeline and $2,320/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.5/10 in Pebble Creek, and the city carries meaningful rent control exposure (6.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Florida, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Pebble Creek: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Florida's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,981 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Pebble Creek

Trap · PRACTICAL TRAP
Compare Pebble Creek to neighboring cities in Pasco County via the grid below. The 4.7/10 score is computed from nine sub-factors plus a state-law multiplier under FS Chapter 83 Part II. Pasco County 2020 presidential margin: R+20.1. Cross-reference the state overview link in the guides section for Florida statutory detail.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Pebble Creek without a reason?

If you have a month-to-month lease, yes, with a 15-day written notice. For a fixed-term lease, you generally need a lease violation (like non-payment) to evict. There's no statewide "just cause" eviction requirement in Florida.

Q2

How quickly can I get a tenant out for not paying rent in Pebble Creek?

The typical timeline is 29 days from the start of the 3-day notice to the final lockout. This assumes no major delays or tenant resistance. Any misstep in your paperwork or a tenant fighting the eviction can extend this significantly.

Q3

What's the most common mistake landlords make during eviction in Florida?

The most common mistake is improper notice. Either the 3-day notice isn't formatted correctly, doesn't state the exact amount due, or isn't served properly. Get this wrong, and the judge will dismiss your case, forcing you to start over.

Q4

Is there rent control in Pebble Creek or Florida?

No. Florida has a statewide prohibition on rent control, meaning cities and counties, including Pebble Creek and Pasco County, cannot enact rent control ordinances. This contributes to Florida's lower eviction-process-difficulty score.

Q5

Should I use an attorney for an eviction?

While you can file an eviction yourself, it's highly recommended to use an attorney, especially if it's your first time or if the tenant is contesting the eviction. They ensure proper procedure, save you time, and prevent costly mistakes. The cost of an attorney is often less than the lost rent and potential damages from a botched self-filing.

06Score

What this score means for landlords2

A 2.2/10 places Pebble Creek in the 44th percentile of Florida cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.