Twin Lakes of Brandon Eviction Risk: Lower , Valrico

The main counterweight is eviction-process difficulty at 1/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, state political climate reads 1.5/10. On the softer side, economic stress reads 2/10. It sits 1.2 points below the Hillsborough County average of 4.2.

The filing record is not thin: 98 evictions over 11 years of observation. At $1,674 a month, rents run 14% under what the rest of Valrico commands.

Filings peaked in 2002 at 15.5% of renter households. In a typical year about 5.9% of renter households face a filing.

That is riskier than roughly 20% of the 84,120 US census tracts in this model. At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 4.4/10, which tracks how hard a shock lands on the households already here. Rent consumes only 16% of average household income of $122,656, an unusually wide affordability cushion.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.