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Neighborhood · Fort Myers, FL

Cobblestone on the Lake Eviction Risk: Moderate

2 census tracts · pop 7,770 · pop-weighted Eviction Risk Score 4.6/10 · range 4.5–4.8

Cobblestone on the Lake takes in 2 census tracts of Fort Myers, FL and houses 7,770 people. It carries an Eviction Risk Score of 4.6/10, in the Moderate tier. Against a Fort Myers baseline of 36.9%, 57% of renters here cross the 30%-of-income line.

The severe-burden share is 38%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. 88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

The clearest offset is rent-regulation exposure, at 1/10. Set annual rent against average household income of $44,072 and the ratio lands at 37%, above the conventional 30% ceiling. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Well under the midpoint is supply constraint, at 2.3/10. Running cool is eviction-process difficulty, at 2.5/10. Average gross rent is $1,353, 14% below the Fort Myers average of $1,580.

Among the 16 mapped neighborhoods of Fort Myers, it ranks #4 by risk, the upper third. Social vulnerability runs high at 9.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 2 tracts here are tightly clustered, 0.3 points apart at the extremes.

With little internal variation, 4.6/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
4.6
Moderate
2 tracts · population-weighted
Cobblestone on the Lake vs Fort Myers How this neighborhood stacks against the citywide average
% of income on rent
57.4% +56%
Fort Myers: 36.9%
Average gross rent
$1,353 -14%
Fort Myers: $1,580
Average HH income
$44,072 -29%
Fort Myers: $62,160
Poverty rate
24.4% +45%
Fort Myers: 16.8%
Renter share
88.2% +73%
Fort Myers: 50.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Cobblestone on the Lake and the region

Click any tract to drill in · 2 tracts span score 4.5–4.8

Why Cobblestone on the Lake scores 4.6

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 4.0–4.0 across tracts
4.0
Local political climate
Parent city governance · Range 3.0–3.0 across tracts
3.0
Rent control risk
57% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.5–2.5 across tracts
2.5
Tenant organizing strength
88% renter households · Range 2.5–2.5 across tracts
2.5
Housing court bias
County bench composition · Range 3.0–3.0 across tracts
3.0
Economic stress
24.4% below poverty line · Range 3.7–10.0 across tracts
5.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.6–2.7 across tracts
2.3
Risk score comparison

Cobblestone on the Lake vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Cobblestone on the Lake score vs. parent city, state, U.S.Cobblestone on the: 4.64.6Cobblestone on theNeighborhoodParent city: 3.43.4Parent cityhost cityState: 3.93.9Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Cobblestone on the Lake

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
12071001104 4.8 2,645 50% $1,222
12071001203 4.5 5,125 61% $1,421
Social Vulnerability Index

CDC SVI percentile: 92

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 87%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 69%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 77%ile
Hispanic + non-white share of population
Housing & transport 93%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked

About Cobblestone on the Lake

Q1

What is the eviction-risk score for Cobblestone on the Lake?

Cobblestone on the Lake scores 4.6/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Cobblestone on the Lake compare to Fort Myers overall?

Cobblestone on the Lake scores 1.2 points higher than Fort Myers overall (3.4/10). Renters spend 57% of income on rent vs 37% citywide. Average rent: $1,353 vs $1,580.
Q3

What is the average rent in Cobblestone on the Lake?

Average gross rent in Cobblestone on the Lake is $1,353/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 57% of renter households are cost-burdened.
Q4

What percentage of Cobblestone on the Lake residents are renters?

88% of Cobblestone on the Lake households are renter-occupied (vs 51% in Fort Myers). The neighborhood has 7,770 residents.
Q5

Is Cobblestone on the Lake a high social-vulnerability area?

Cobblestone on the Lake sits in the 92nd percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Cobblestone on the Lake have the highest eviction risk?

The highest-risk constituent tract in Cobblestone on the Lake is census tract 12071001104 (score 4.8/10). Across the 2 tracts in this neighborhood the score ranges from 4.5 to 4.8, a spread of 0.3 points.
Q7

How safe is Cobblestone on the Lake for landlords?

Cobblestone on the Lake carries a moderate-tier eviction-risk profile for landlords (4.6/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Fort Myers as a whole (3.4/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of Cobblestone on the Lake?

Cobblestone on the Lake has 7,989 residents. Top groups: Hispanic / Latino (34.5%), White (non-Hispanic) (33.6%), Black (non-Hispanic) (18.5%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Cobblestone on the Lake

Sibling neighborhoods

Other neighborhoods inside Fort Myers

Same parent city, ranked by score similarity to Cobblestone on the Lake.

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