Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #25,537 of 84,120 nationally
Heritage Oaks Eviction Risk: Moderate , Lealman
Tract 12103024604 · Pinellas, FL · pop 2,363 · neighborhood within 0.2 mi
Census tract 12103024604 runs through the Heritage Oaks area of Lealman. With 2,363 residents, it scores 5.6/10 for landlords. On the national scale it ranks #32,220 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 61% of renter households, a severe level, and 48% are severely burdened at 50% or more. Average rent runs $1,044 a month against an average household income of $37,054 a year, roughly 34% of income at the averages. Renters make up 44% of occupied homes.
Risk score
5.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27%
Stable renters 17%
Owners 56%
Tract context
Occupied units1,231
Renter share44.0%
SVI overall0.81
Poverty rate21.2%
Median income$37,054
Percentile rank
Higher percentile = riskier than more peers.Within parent city
83
th percentile
High
Within county
96
th percentile
Very High
Within state
89
th percentile
High
Geographic context
Risk heat across Lealman and the region
Centroid at 27.8184, -82.6757 · click any tract to drill in
Why Heritage Oaks scores 5.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lealman
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
21.2% poverty · this tract
5.3
Supply constraint
$1,044 rent vs county FMR
1.0
Rent control risk
Inherited from Lealman
7.3
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Lealman
7.8
Housing court bias
Inherited from Lealman
7.0
How Heritage Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 72%Household composition
- 46%Racial/ethnic minority
- 85%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 25%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 217Total filings 2020-21
- 3.0Avg monthly (observed)
- 3.8Pre-pandemic baseline
- 0.79×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Heritage Oaks. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Heritage Oaks
The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lealman, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Pinellas County average of 4.8 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.79x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 25% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103024604
Q1
What is the eviction-risk score for census tract 12103024604?
Census tract 12103024604 in the Heritage Oaks neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103024604?
Median gross rent is $1,044/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103024604?
21.2% of residents in tract 12103024604 live below the federal poverty line (ACS B17001, 2023). Population: 2,363.
Q4
How socially vulnerable is tract 12103024604?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 77th, household 72th, minority 46th, housing 85th.
Q5
Is tract 12103024604 considered part of Heritage Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103024604 fall within Heritage Oaks (neighborhood centroid within 0.2 miles, OSM data).
Q6
Did eviction filings in tract 12103024604 drop during COVID?
Pandemic-era filings ran 0.79× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7
How does tract 12103024604 compare to Lealman overall?
Tract 12103024604 scores 5.3/10, higher than the parent city of Lealman at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lealman; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 12103024604 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 25% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lealman
Top eight tracts in Lealman ranked by composite eviction-risk score.
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