Creekbend Eviction Risk: Moderate , Lakeland

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, state political climate reads 1.5/10.

Cost burden runs 54% here against 45.8% across Polk County. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

On the softer side, tenant-organizing strength reads 2/10. Adults with no health insurance runs 20.0% against 11.3% nationally. The filing record is not thin: 576 evictions over 17 years of observation.

It sits 0.8 points above the Polk County average of 3.9. Average gross rent is $1,220, 13% below the Lakeland average.

Filings peaked in 2005 at 9.9% of renter households. In a typical year about 5.5% of renter households face a filing. Nationally it ranks #37,882 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the most pressured. Annual rent works out to 28% of average household income of $53,009.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.