Lakeland Eviction Risk: Moderate

Set annual rent against average income of $32,913 and the ratio lands at 44%, above the conventional 30% ceiling. The main counterweight is rent-regulation exposure at 1/10. The severe-burden share is 22%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Running cool, state political climate reads 1.5/10. Disability prevalence runs 47.7% against 31.5% nationally.

The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, tenant-organizing strength reads 2/10. Adults with no health insurance runs 23.0% against 11.3% nationally.

The filing record is not thin: 937 evictions over 17 years of observation. Average gross rent is $1,198, 14% below the Lakeland average.

Against the Polk County average of 3.9, this tract reads riskier for landlords by 0.8 points. Filings peaked in 2000 at 25.0% of renter households.

In a typical year about 13.8% of renter households face a filing. That is riskier than roughly 55% of the 84,120 US census tracts in this model. Only 17% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 8.8/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.