Irondale Eviction Risk: Elevated

Severe burden reaches 31%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The main counterweight is supply constraint, at 1.2/10. At $1,013 a month, rents sit 30% under what the rest of Chicago commands.

26.4% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Sitting well above the midpoint is tenant-organizing strength at 8/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Filings are well documented here: 779 across 4 observed tracts. On the high side is eviction-process difficulty at 7.5/10. SNAP participation is 25.4% of households versus 15.2% nationally.

Filing activity peaked in 2014 at 5.3% of renter households. The most recent observed rate, 2.8% in 2015, is well off that peak. That places it #48 of 187 neighborhoods in Chicago.

The closest comparables inside the same city are South Englewood and New Auburn. Social vulnerability runs high at 8.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

With little internal variation, 7.8/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.