Canaryville Eviction Risk: High , Chicago

Inability to pay a utility bill runs 28.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Set annual rent against average income of $39,375 and the ratio lands at 37%, above the conventional 30% ceiling.

The score leans hardest on local political climate at 8.5/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points. Adults with no health insurance runs 27.5% against 11.3% nationally.

67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, supply constraint reads 1.9/10. Sitting well above the midpoint, tenant-organizing strength reads 8/10.

Average gross rent is $1,210, 16% below the Chicago average. Court records carry 653 eviction filings across 15 observed years. Filings peaked in 2002 at 15.3% of renter households.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.