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Zionsville, Indiana eviction risk overview
Ranked #1,522 of 1,865 nationally

Zionsville, IN Eviction Risk: LOW

Boone County · Population 32,095

In 2026
Risk score
3.2
LOW

65th percentile, Indiana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average2.3 Now3.2
10 5 1976 · score 1.8 1977 · score 1.8 1978 · score 1.8 1979 · score 1.9 1980 · score 1.7 1981 · score 1.8 1982 · score 1.8 1983 · score 1.7 1984 · score 1.6 1985 · score 1.6 1986 · score 1.6 1987 · score 1.6 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.2 1993 · score 2.2 1994 · score 2.2 1995 · score 2.3 1996 · score 2.3 1997 · score 2.3 1998 · score 2.3 1999 · score 2.4 2000 · score 1.7 2001 · score 1.8 2002 · score 1.8 2003 · score 1.9 2004 · score 1.8 2005 · score 1.9 2006 · score 1.9 2007 · score 1.9 2008 · score 2.6 2009 · score 2.7 2010 · score 2.7 2011 · score 2.8 2012 · score 2.4 2013 · score 2.4 2014 · score 2.4 2015 · score 2.5 2016 · score 2.6 2017 · score 2.6 2018 · score 2.8 2019 · score 2.9 2020 · score 3.5 2021 · score 3.5 2022 · score 3.5 2023 · score 3.5 2024 · score 3.5 2025 · score 3.5 2026 · score 3.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.7 Regional 4.7 State 2.0 Economic 4.1 Supply 6.1 Rent Control 4.1 Eviction 1.6 Tenant 3.6 Housing 3.3 3.2 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +16.0% (2024)
    4.7
  2. Regional political climate
    County-weighted neighbor mix
    4.7
  3. State political climate
    Indiana legislature & governorship
    2.0
  4. Economic stress
    3.6% poverty · 3.8% unemp.
    4.1
  5. Supply constraint
    $1,792 average · 15.8% renters
    6.1
  6. Rent Control risk
    26.3% of income on rent
    4.1
  7. Eviction process difficulty
    40 days filing → judgment
    1.6
  8. Tenant organizing strength
    15.8% renters
    3.6
  9. Housing court bias
    County bench composition
    3.3
Geographic context

Risk heat across Zionsville and the region

Click any city to see its score

How Zionsville compares

Risk score vs. peers, county, state, and the U.S.
Rank in Boone County
Moderate
#4 of 7 cities
Rank in county, 50th percentileBottomTop
#4 of 7 cities in Boone County for landlord eviction risk.
Rank in Indiana
Elevated
#375 of 971 cities
Rank in state, 61st percentileBottomTop
#375 of 971 cities in Indiana for landlord eviction risk.
vs. county · state · U.S.
Zionsville risk score vs. county / state / U.S.Zionsville: 3.23.2ZionsvilleThis cityCounty: 3.33.3Countyavg in countyState: 4.14.1Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.2
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.4 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 40d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,792/mo. A contested eviction takes 40 days and costs $1,361-$3,184 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 15.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 32,095 residents, 15.8% rent. 26% are spending 30%+ income on rent, 3.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.7
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.7 and 4.7 (GOP margin +16.0% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.6, housing court bias 3.3, rent-control risk 4.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.1
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.1. Supply constraint: 6.1. The numbers behind those: 3.6% poverty, 3.8% unemployment, 26% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Zionsville sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Indianapolis, IN · 37d · ~$2.4k all-in ($64/day) · score 5.6 Indianapolis Fishers, IN · 39d · ~$2.4k all-in ($62/day) · score 3.9 Fishers Carmel, IN · 41d · ~$2.3k all-in ($57/day) · score 4.2 Carmel Noblesville, IN · 40d · ~$2.5k all-in ($64/day) · score 4.3 Noblesville Lafayette, IN · 41d · ~$2.4k all-in ($58/day) · score 4.8 Lafayette Greenwood, IN · 35d · ~$2.4k all-in ($69/day) · score 3.4 Greenwood Kokomo, IN · 37d · ~$2.3k all-in ($63/day) · score 4.3 Kokomo Anderson, IN · 39d · ~$2.2k all-in ($56/day) · score 4.9 Anderson Westfield, IN · 40d · ~$2.1k all-in ($53/day) · score 3.3 Westfield Fort Wayne, IN · 40d · ~$2.1k all-in ($52/day) · score 2.7 Fort Wayne Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Zionsville
Zionsville · 40d · ~$2.3k all-in ($57/day) · score 3.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Zionsville, IN

Landlording in Zionsville, Indiana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.2/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Zionsville is a city of 32,095 residents where 15.8% of occupied units are renter-occupied, and the typical renter spends 26.3% of income on rent. At an average rent of $1,792/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Zionsville eviction process actually works

Eviction process difficulty here reads 1.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Zionsville closes 40 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Zionsville's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Zionsville runs $1,361 to $3,184 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 40 days of typical timeline and $1,792/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.6/10 in Zionsville, and the city has limited rent control exposure (4.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Indiana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Zionsville: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Indiana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,184 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Zionsville

Trap · 3.3/10
For landlords, the 3.5/10 score is most actionable when combined with Boone County's specific court behavior. Housing-court bias sub-score: 3.3/10. Standard documentation and prompt action typically resolve cases quickly.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 5,536 eviction cases were filed across the tracker's coverage area, 0.95× the historical baseline (below baseline). Past 12 months: 71,124 filings. Pandemic-era cumulative: 388,307.

  • 5,536Past month
  • 71,124Past 12 months
  • 0.95×vs baseline (past mo)
  • 17.2%Repeat-tenant filings
Notice requirement: at least ten days notice (in some cases more). Filing fee: minimum filing fee of $87 (depending on the filing method).
Last 36 months of filings 2023-05-01 - 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 6,535 filings (1.01× hist)2023-06-01: 6,849 filings (1.05× hist)2023-07-01: 6,392 filings (0.97× hist)2023-08-01: 6,893 filings (1.01× hist)2023-09-01: 6,053 filings (0.97× hist)2023-10-01: 6,377 filings (0.99× hist)2023-11-01: 5,473 filings (0.98× hist)2023-12-01: 5,072 filings (0.95× hist)2024-01-01: 6,488 filings (0.95× hist)2024-02-01: 5,546 filings (0.97× hist)2024-03-01: 4,994 filings (0.95× hist)2024-04-01: 5,732 filings (0.98× hist)2024-05-01: 6,186 filings (0.95× hist)2024-06-01: 5,971 filings (0.92× hist)2024-07-01: 6,556 filings (0.99× hist)2024-08-01: 6,405 filings (0.94× hist)2024-09-01: 5,989 filings (0.96× hist)2024-10-01: 6,334 filings (0.98× hist)2024-11-01: 5,515 filings (0.99× hist)2024-12-01: 5,529 filings (1.03× hist)2025-01-01: 6,682 filings (0.98× hist)2025-02-01: 5,583 filings (1.00× hist)2025-03-01: 4,985 filings (0.95× hist)2025-04-01: 5,499 filings (0.94× hist)2025-05-01: 5,854 filings (0.90× hist)2025-06-01: 6,312 filings (0.97× hist)2025-07-01: 6,736 filings (1.02× hist)2025-08-01: 6,317 filings (0.92× hist)2025-09-01: 6,149 filings (0.99× hist)2025-10-01: 6,313 filings (0.98× hist)2025-11-01: 5,141 filings (0.93× hist)2025-12-01: 5,602 filings (1.05× hist)2026-01-01: 6,368 filings (0.93× hist)2026-02-01: 5,712 filings (1.02× hist)2026-03-01: 5,084 filings (0.97× hist)2026-04-01: 5,536 filings (0.95× hist)
Filings dropped 5% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Zionsville without a reason?

Yes, for month-to-month tenancies or when a fixed-term lease is expiring, you can issue a 30-day notice to terminate without needing a "just cause." However, you cannot evict a tenant on a fixed-term lease without cause before the lease expires, unless they violate the lease terms.

Q2

How long does it take to get a tenant out after a court order?

Once the court issues an order for possession, if the tenant still doesn't leave, you'll need to get the sheriff involved for a physical lockout. This typically happens within a few days to a week after the court order, depending on the sheriff's schedule.

Q3

What if my tenant pays part of the rent after I give them a 10-day notice?

Accepting a partial payment after issuing a 10-day pay-or-quit notice can complicate your eviction case. It may be interpreted as waiving your right to evict based on that notice. If you accept a partial payment, ensure you have a clear written agreement that it does not waive your right to continue with the eviction or that it restarts the notice period.

Q4

Is there a limit on late fees in Zionsville?

Indiana law doesn't specify a cap on late fees. However, courts generally expect late fees to be "reasonable" and related to the actual costs incurred by the landlord due to late payment. Excessive late fees could be challenged in court. Clearly state your late fee policy in your lease agreement.

Q5

Can I turn off utilities if my Zionsville tenant stops paying rent?

Absolutely not. Self-help evictions, such as turning off utilities, changing locks, or removing a tenant's belongings, are illegal in Indiana. You must follow the legal eviction process through the courts. Engaging in self-help measures can lead to significant legal penalties and damages against you.

06Score

What this score means for landlords2

A 3.2/10 places Zionsville in the 65th percentile of Indiana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.