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Neighborhood · Ranked #11,930 of 84,120 nationally

"Cheese Box" Eviction Risk: Elevated , Muncie

Tract 18035001200 · Delaware County, IN · pop 2,415 · neighborhood within 1.0 mi

The Moderate-tier score of 5.8/10 for census tract 18035001200 reflects conditions in the "Cheese Box" area of Muncie, Indiana. That is riskier than roughly 69% of the 84,120 US census tracts we score.

About 34% of renters carry a rent burden of 30% of income or higher, a high level, and 16% are severely burdened at 50% or more. Average household income is about $24,979 a year. Renters make up 60% of occupied homes, a renter-majority tract.

Risk score
6
Elevated
Confidence 70% · 1–10 scale
Household mix · 100 hh
Burdened renters 20% Stable renters 40% Owners 40%
Tract context
Occupied units1,005
Renter share60.0%
SVI overall0.89
Poverty rate44.0%
Median income$24,979

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
75 th percentile
Rank, 75th percentileLowHigh
#2 of 5 tracts In "Cheese Box"
High
Within parent city
86 th percentile
Rank, 86th percentileLowHigh
#4 of 23 tracts In Muncie
High
Within county
97 th percentile
Rank, 97th percentileLowHigh
#2 of 34 tracts In Delaware County
Very High
Within state
99 th percentile
Rank, 99th percentileLowHigh
#15 of 1,693 tracts In Indiana
Very High
Geographic context

Risk heat across Muncie and the region

Centroid at 40.2060, -85.3674 · click any tract to drill in

Why "Cheese Box" scores 6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Muncie
4.9
Regional political climate
2024 county presidential margin
4.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
44.0% poverty · this tract
10.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Muncie
7.4
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Muncie
9.0
Housing court bias
Inherited from Muncie
8.3

How "Cheese Box" compares

Risk score vs. parent city, county, state.
"Cheese Box" risk score vs. parent city / county / stateThis tract: 6.06.0This tracttract 001200Muncie: 2.82.8Muncieparent cityCounty: 4.54.5Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 89

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within "Cheese Box". Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in "Cheese Box"

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Muncie eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Delaware County average of 5.1 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 89th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 28% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18035001200

Q1

What is the eviction-risk score for census tract 18035001200?

Census tract 18035001200 in the "Cheese Box" neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 18035001200?

44.0% of residents in tract 18035001200 live below the federal poverty line (ACS B17001, 2023). Population: 2,415.
Q3

How socially vulnerable is tract 18035001200?

CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 82th, household 90th, minority 70th, housing 81th.
Q4

Is tract 18035001200 considered part of "Cheese Box"?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18035001200 fall within "Cheese Box" (neighborhood centroid within 1.0 miles, OSM data).
Q5

What share of households in tract 18035001200 struggle to pay rent?

About 29.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 18035001200 compare to Muncie overall?

Tract 18035001200 scores 6/10, higher than the parent city of Muncie at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Muncie eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 18035001200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 28% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Muncie

Top eight tracts in Muncie ranked by composite eviction-risk score.

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