"Cheese Box" Eviction Risk: Elevated , Muncie
Tract 18035001200 · Delaware County, IN · pop 2,415 · neighborhood within 1.0 mi
The Moderate-tier score of 5.8/10 for census tract 18035001200 reflects conditions in the "Cheese Box" area of Muncie, Indiana. That is riskier than roughly 69% of the 84,120 US census tracts we score.
About 34% of renters carry a rent burden of 30% of income or higher, a high level, and 16% are severely burdened at 50% or more. Average household income is about $24,979 a year. Renters make up 60% of occupied homes, a renter-majority tract.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Muncie and the region
Centroid at 40.2060, -85.3674 · click any tract to drill in
Why "Cheese Box" scores 6
9 axes · 1 = landlord-friendlyHow "Cheese Box" compares
Risk score vs. parent city, county, state.SVI percentile: 89
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 82%Socioeconomic
- 90%Household composition
- 70%Racial/ethnic minority
- 81%Housing & transportation
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 1%Grade C
- 28%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Census tracts with similar eviction risk
Within "Cheese Box". Closest by Eviction Risk Score.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 29.7%Housing insecurity
- 26.3%Utility-shutoff threat
- 43.2%Food insecurity
- 39.4%SNAP enrollment
- 21.7%Transit barriers
- 14.1%No health insurance
- 23.9%Frequent mental distress
- 49.3%Any disability
What drives eviction risk in "Cheese Box"
The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Muncie eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Delaware County average of 5.1 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is White and Black and ranks around the 89th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 28% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
About tract 18035001200
What is the eviction-risk score for census tract 18035001200?
What is the poverty rate in tract 18035001200?
How socially vulnerable is tract 18035001200?
Is tract 18035001200 considered part of "Cheese Box"?
What share of households in tract 18035001200 struggle to pay rent?
How does tract 18035001200 compare to Muncie overall?
Was tract 18035001200 historically redlined?
Highest-risk tracts in Muncie
Top eight tracts in Muncie ranked by composite eviction-risk score.