"Cheese Box" Eviction Risk: Moderate , Muncie

The poverty rate is 44%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, tenant-organizing strength reads 9/10. Disability prevalence runs 49.3% against 31.5% nationally.

34% of renter households cross the 30%-of-income line, well below the Delaware County average of 44.5%. Housing insecurity runs 29.7% against 14.2% nationally.

Running cool, eviction-process difficulty reads 1.5/10. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Against the Delaware County average of 4.3, this tract reads riskier for landlords by 1.3 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 73% of the 84,120 US census tracts in this model. Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IN average is 3.9, so this tract runs 1.7 points hotter.

Of its three components the household composition measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.