Muncie Eviction Risk: Moderate

Against Delaware County at 44.5%, 72% of renters here are cost-burdened. The score leans hardest on tenant-organizing strength at 9/10.

The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment. On the softer side, eviction-process difficulty reads 1.5/10.

Sitting well above the midpoint, housing-court posture reads 8.3/10. Against the Delaware County average of 4.3, this tract reads riskier for landlords by 1.3 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #22,681 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 7/10, which tracks how hard a shock lands on the households already here.

Statewide the IN average is 3.9, so this tract runs 1.7 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Average gross rent is $867, close to the Muncie average. Annual rent works out to 28% of average household income of $36,773. 41% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.